# 1st Source Bank CD rates

As of October 22, 2026, 1st Source Bank's highest tracked CD rate is 4.00% APY on a 15-month promotional CD ($500 minimum). That is 2.3 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 0.06% to 0.65% APY.

Canonical page: https://apyledger.com/cd-rates/1st-source-bank
Institution: 1st Source Bank (FDIC 9087)
Aliases: 
Status: live
Last verified: 2026-10-22T13:34:03.000Z (October 22, 2026)
Official source: https://cloud.engage.1stsource.com/cd-rates-specials
Coverage: Includes standard CDs and the 8- and 15-month CD specials. Minimum deposits differ by term; see the source for current offers and account-opening conditions.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | standard | 7 days | $25,000 | 0.06% | Not ZIP-priced | −4.07% | 2026-10-22T13:34:03.000Z | [Snapshot 278](https://apyledger.com/snapshots/278) |
| Certificate of Deposit | standard | 32 days | $2,500 | 0.07% | Not ZIP-priced | −4.07% | 2026-10-22T13:34:03.000Z | [Snapshot 278](https://apyledger.com/snapshots/278) |
| Certificate of Deposit | standard | 91 days | $2,500 | 0.08% | Not ZIP-priced | −4.21% | 2026-10-22T13:34:03.000Z | [Snapshot 278](https://apyledger.com/snapshots/278) |
| Certificate of Deposit | standard | 182 days | $2,500 | 0.10% | Not ZIP-priced | −4.30% | 2026-10-22T13:34:03.000Z | [Snapshot 278](https://apyledger.com/snapshots/278) |
| CD Special | promotional | 8 months | $500 | 3.85% | Not ZIP-priced | −0.60% | 2026-10-22T13:34:03.000Z | [Snapshot 278](https://apyledger.com/snapshots/278) |
| Certificate of Deposit | standard | 12 months | $500 | 0.30% | Not ZIP-priced | −4.27% | 2026-10-22T13:34:03.000Z | [Snapshot 278](https://apyledger.com/snapshots/278) |
| CD Special | promotional | 15 months | $500 | 4.00% | Not ZIP-priced | −0.65% | 2026-10-22T13:34:03.000Z | [Snapshot 278](https://apyledger.com/snapshots/278) |
| Certificate of Deposit | standard | 18 months | $500 | 0.30% | Not ZIP-priced | −4.42% | 2026-10-22T13:34:03.000Z | [Snapshot 278](https://apyledger.com/snapshots/278) |
| Certificate of Deposit | standard | 24 months | $500 | 0.37% | Not ZIP-priced | −4.50% | 2026-10-22T13:34:03.000Z | [Snapshot 278](https://apyledger.com/snapshots/278) |
| Certificate of Deposit | standard | 36 months | $500 | 0.50% | Not ZIP-priced | −4.45% | 2026-10-22T13:34:03.000Z | [Snapshot 278](https://apyledger.com/snapshots/278) |
| Certificate of Deposit | standard | 48 months | $500 | 0.55% | Not ZIP-priced | −4.43% | 2026-10-22T13:34:03.000Z | [Snapshot 278](https://apyledger.com/snapshots/278) |
| Certificate of Deposit | standard | 60 months | $500 | 0.65% | Not ZIP-priced | −4.36% | 2026-10-22T13:34:03.000Z | [Snapshot 278](https://apyledger.com/snapshots/278) |
| Certificate of Deposit | standard | 72 months | $500 | 0.65% | Not ZIP-priced | −4.40% | 2026-10-22T13:34:03.000Z | [Snapshot 278](https://apyledger.com/snapshots/278) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.