# All In Federal Credit Union CD and share certificate rates

As of October 22, 2026, All In Federal Credit Union's highest tracked CD (share certificate) rate is 4.39% APY on an 18-month CD ($100,000 minimum). That is 2.8 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 3.66% to 4.39% APY.

Canonical page: https://apyledger.com/cd-rates/all-in-federal-credit-union
Institution: All In Federal Credit Union (NCUA 17642)
Aliases: 
Status: live
Last verified: 2026-10-23T02:09:38.000Z (October 22, 2026)
Official source: https://allincu.com/rates/share-rates.html
Coverage: Membership required. Share certificates from 3 to 60 months ($1,000 minimum), $100,000 jumbo certificates and the 12-month Smart Start certificate ($25). The 12-month variable-rate certificate and IRA certificates are excluded. Early withdrawal penalties apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 3 Month Jumbo | standard | 3 months | $100,000 | 3.71% | Not ZIP-priced | −0.58% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 3 Month | standard | 3 months | $1,000 | 3.66% | Not ZIP-priced | −0.63% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 6 Month Jumbo | standard | 6 months | $100,000 | 4.12% | Not ZIP-priced | −0.28% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 6 Month | standard | 6 months | $1,000 | 4.07% | Not ZIP-priced | −0.33% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 9 Month Jumbo | standard | 9 months | $100,000 | 3.71% | Not ZIP-priced | −0.77% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 9 Month | standard | 9 months | $1,000 | 3.66% | Not ZIP-priced | −0.82% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 12 Month Jumbo | standard | 12 months | $100,000 | 4.23% | Not ZIP-priced | −0.34% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 12 Month | standard | 12 months | $1,000 | 4.18% | Not ZIP-priced | −0.39% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 12 Month Smart Start | standard | 12 months | $25 | 3.66% | Not ZIP-priced | −0.91% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 18 Month Jumbo | standard | 18 months | $100,000 | 4.39% | Not ZIP-priced | −0.33% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 18 Month | standard | 18 months | $1,000 | 4.33% | Not ZIP-priced | −0.39% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 24 Month Jumbo | standard | 24 months | $100,000 | 4.13% | Not ZIP-priced | −0.74% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 24 Month | standard | 24 months | $1,000 | 4.07% | Not ZIP-priced | −0.80% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 36 Month Jumbo | standard | 36 months | $100,000 | 4.13% | Not ZIP-priced | −0.82% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 36 Month | standard | 36 months | $1,000 | 4.07% | Not ZIP-priced | −0.88% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 48 Month Jumbo | standard | 48 months | $100,000 | 4.13% | Not ZIP-priced | −0.85% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 48 Month | standard | 48 months | $1,000 | 4.07% | Not ZIP-priced | −0.91% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 60 Month Jumbo | standard | 60 months | $100,000 | 4.33% | Not ZIP-priced | −0.68% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |
| 60 Month | standard | 60 months | $1,000 | 4.28% | Not ZIP-priced | −0.73% | 2026-10-23T02:09:38.000Z | [Snapshot 837](https://apyledger.com/snapshots/837) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.