# Alliant Credit Union CD and share certificate rates

As of October 22, 2026, Alliant Credit Union's highest CD (share certificate) rate is 4.35% APY on a 12-month CD ($75,000 minimum). That is 2.5 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 3.10% to 4.35% APY.

Canonical page: https://apyledger.com/cd-rates/alliant-credit-union
Institution: Alliant Credit Union (NCUA 67955)
Aliases: Alliant
Status: live
Last verified: 2026-10-22T04:58:02.000Z (October 22, 2026)
Official source: https://www.alliantcreditunion.org/u/deposit-rates
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Share Certificate | standard | 3 months | $1,000 | 3.10% | Not ZIP-priced | −1.19% | 2026-10-22T04:58:02.000Z | [Snapshot 116](https://apyledger.com/snapshots/116) |
| Jumbo Share Certificate | standard | 3 months | $75,000 | 3.10% | Not ZIP-priced | −1.19% | 2026-10-22T04:58:02.000Z | [Snapshot 116](https://apyledger.com/snapshots/116) |
| Share Certificate | standard | 6 months | $1,000 | 3.60% | Not ZIP-priced | −0.80% | 2026-10-22T04:58:02.000Z | [Snapshot 116](https://apyledger.com/snapshots/116) |
| Jumbo Share Certificate | standard | 6 months | $75,000 | 3.60% | Not ZIP-priced | −0.80% | 2026-10-22T04:58:02.000Z | [Snapshot 116](https://apyledger.com/snapshots/116) |
| Jumbo Share Certificate | standard | 12 months | $75,000 | 4.35% | Not ZIP-priced | −0.22% | 2026-10-22T04:58:02.000Z | [Snapshot 116](https://apyledger.com/snapshots/116) |
| Share Certificate | standard | 12 months | $1,000 | 4.30% | Not ZIP-priced | −0.27% | 2026-10-22T04:58:02.000Z | [Snapshot 116](https://apyledger.com/snapshots/116) |
| Jumbo Share Certificate | standard | 18 months | $75,000 | 3.65% | Not ZIP-priced | −1.07% | 2026-10-22T04:58:02.000Z | [Snapshot 116](https://apyledger.com/snapshots/116) |
| Share Certificate | standard | 18 months | $1,000 | 3.60% | Not ZIP-priced | −1.12% | 2026-10-22T04:58:02.000Z | [Snapshot 116](https://apyledger.com/snapshots/116) |
| Jumbo Share Certificate | standard | 24 months | $75,000 | 3.70% | Not ZIP-priced | −1.17% | 2026-10-22T04:58:02.000Z | [Snapshot 116](https://apyledger.com/snapshots/116) |
| Share Certificate | standard | 24 months | $1,000 | 3.60% | Not ZIP-priced | −1.27% | 2026-10-22T04:58:02.000Z | [Snapshot 116](https://apyledger.com/snapshots/116) |
| Jumbo Share Certificate | standard | 36 months | $75,000 | 3.70% | Not ZIP-priced | −1.25% | 2026-10-22T04:58:02.000Z | [Snapshot 116](https://apyledger.com/snapshots/116) |
| Share Certificate | standard | 36 months | $1,000 | 3.60% | Not ZIP-priced | −1.35% | 2026-10-22T04:58:02.000Z | [Snapshot 116](https://apyledger.com/snapshots/116) |
| Jumbo Share Certificate | standard | 48 months | $75,000 | 3.70% | Not ZIP-priced | −1.28% | 2026-10-22T04:58:02.000Z | [Snapshot 116](https://apyledger.com/snapshots/116) |
| Share Certificate | standard | 48 months | $1,000 | 3.65% | Not ZIP-priced | −1.33% | 2026-10-22T04:58:02.000Z | [Snapshot 116](https://apyledger.com/snapshots/116) |
| Jumbo Share Certificate | standard | 60 months | $75,000 | 3.70% | Not ZIP-priced | −1.31% | 2026-10-22T04:58:02.000Z | [Snapshot 116](https://apyledger.com/snapshots/116) |
| Share Certificate | standard | 60 months | $1,000 | 3.65% | Not ZIP-priced | −1.36% | 2026-10-22T04:58:02.000Z | [Snapshot 116](https://apyledger.com/snapshots/116) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.