# Amarillo National Bank CD rates

As of October 22, 2026, Amarillo National Bank's highest tracked CD rate is 4.00% APY on a 6-month CD ($1,000 minimum). That is 2.9 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 2.70% to 4.00% APY.

Canonical page: https://apyledger.com/cd-rates/amarillo-national-bank
Institution: Amarillo National Bank (FDIC 14531)
Aliases: 
Status: live
Last verified: 2026-10-22T14:04:43.000Z (October 22, 2026)
Official source: https://www.anb.com/tools/rates.html
Coverage: Published consumer CD rates, including separate quotes for balances over $1 million. Ordinary CDs require $1,000. Interest must be paid out annually on terms longer than one year and cannot remain in the CD; APY-based earnings illustrations assume reinvestment. Term ranges are shown at their lower bound.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| CD | standard | 30 days | $1,000 | 3.50% | Not ZIP-priced | −0.63% | 2026-10-22T14:04:43.000Z | [Snapshot 289](https://apyledger.com/snapshots/289) |
| CD | standard | 6 months | $1,000 | 4.00% | Not ZIP-priced | −0.40% | 2026-10-22T14:04:43.000Z | [Snapshot 289](https://apyledger.com/snapshots/289) |
| CD Rates Over $1 Million | standard | 6 months | $1,000,000 | 4.00% | Not ZIP-priced | −0.40% | 2026-10-22T14:04:43.000Z | [Snapshot 289](https://apyledger.com/snapshots/289) |
| CD | standard | 12 months | $1,000 | 4.00% | Not ZIP-priced | −0.57% | 2026-10-22T14:04:43.000Z | [Snapshot 289](https://apyledger.com/snapshots/289) |
| CD Rates Over $1 Million | standard | 12 months | $1,000,000 | 4.00% | Not ZIP-priced | −0.57% | 2026-10-22T14:04:43.000Z | [Snapshot 289](https://apyledger.com/snapshots/289) |
| CD | standard | 18 months | $1,000 | 4.00% | Not ZIP-priced | −0.72% | 2026-10-22T14:04:43.000Z | [Snapshot 289](https://apyledger.com/snapshots/289) |
| CD Rates Over $1 Million | standard | 18 months | $1,000,000 | 4.00% | Not ZIP-priced | −0.72% | 2026-10-22T14:04:43.000Z | [Snapshot 289](https://apyledger.com/snapshots/289) |
| CD | standard | 24 months | $1,000 | 2.70% | Not ZIP-priced | −2.17% | 2026-10-22T14:04:43.000Z | [Snapshot 289](https://apyledger.com/snapshots/289) |
| CD Rates Over $1 Million | standard | 24 months | $1,000,000 | 2.70% | Not ZIP-priced | −2.17% | 2026-10-22T14:04:43.000Z | [Snapshot 289](https://apyledger.com/snapshots/289) |
| CD | standard | 36 months | $1,000 | 2.70% | Not ZIP-priced | −2.25% | 2026-10-22T14:04:43.000Z | [Snapshot 289](https://apyledger.com/snapshots/289) |
| CD | standard | 48 months | $1,000 | 2.70% | Not ZIP-priced | −2.28% | 2026-10-22T14:04:43.000Z | [Snapshot 289](https://apyledger.com/snapshots/289) |
| CD | standard | 60 months | $1,000 | 2.70% | Not ZIP-priced | −2.31% | 2026-10-22T14:04:43.000Z | [Snapshot 289](https://apyledger.com/snapshots/289) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.