# American Savings Bank (Hawaii) CD rates

As of October 22, 2026, American Savings Bank (Hawaii)'s highest tracked CD rate is 3.10% APY on a 6-month relationship CD ($10,000 minimum). That is 2.2 times the FDIC national average for 6-month CDs (1.39%).

Canonical page: https://apyledger.com/cd-rates/american-savings-bank
Institution: American Savings Bank, National Association (FDIC 32526)
Aliases: ASB Hawaii
Status: live
Last verified: 2026-10-22T13:34:02.000Z (October 22, 2026)
Official source: https://www.asbhawaii.com/personal/cds
Coverage: Hawaii bank. Promotional CDs require $10,000 in funds from another financial institution. Higher quoted rates are for Deluxe and Private Banking customers; online CDs are capped at $50,000. Non-promotional rates are not included.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Promotional Certificate of Deposit - Deluxe & Private Banking Customers | relationship | 3 months | $10,000 | 3.00% | Not ZIP-priced | −1.29% | 2026-10-22T13:34:02.000Z | [Snapshot 281](https://apyledger.com/snapshots/281) |
| Promotional Certificate of Deposit - Otherwise | promotional | 3 months | $10,000 | 2.75% | Not ZIP-priced | −1.54% | 2026-10-22T13:34:02.000Z | [Snapshot 281](https://apyledger.com/snapshots/281) |
| Promotional Certificate of Deposit - Deluxe & Private Banking Customers | relationship | 6 months | $10,000 | 3.10% | Not ZIP-priced | −1.30% | 2026-10-22T13:34:02.000Z | [Snapshot 281](https://apyledger.com/snapshots/281) |
| Promotional Certificate of Deposit - Otherwise | promotional | 6 months | $10,000 | 2.85% | Not ZIP-priced | −1.55% | 2026-10-22T13:34:02.000Z | [Snapshot 281](https://apyledger.com/snapshots/281) |
| Promotional Certificate of Deposit - Deluxe & Private Banking Customers | relationship | 12 months | $10,000 | 2.90% | Not ZIP-priced | −1.67% | 2026-10-22T13:34:02.000Z | [Snapshot 281](https://apyledger.com/snapshots/281) |
| Promotional Certificate of Deposit - Otherwise | promotional | 12 months | $10,000 | 2.65% | Not ZIP-priced | −1.92% | 2026-10-22T13:34:02.000Z | [Snapshot 281](https://apyledger.com/snapshots/281) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.