# Amplify Credit Union CD and share certificate rates

As of October 22, 2026, Amplify Credit Union's highest tracked CD (share certificate) rate is 4.00% APY on a 12-month promotional CD ($500 minimum). That is 2.3 times the FDIC national average for 12-month CDs (1.76%).

Canonical page: https://apyledger.com/cd-rates/amplify-credit-union
Institution: Amplify Credit Union (NCUA 68681)
Aliases: 
Status: live
Last verified: 2026-10-23T02:09:25.000Z (October 22, 2026)
Official source: https://www.goamplify.com/fee-free/certificate-of-deposit/
Coverage: Membership required. High-yield certificates from 3 to 60 months with a $500 minimum. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | promotional | 3 months | $500 | 3.25% | Not ZIP-priced | −1.04% | 2026-10-23T02:09:25.000Z | [Snapshot 829](https://apyledger.com/snapshots/829) |
| Certificate of Deposit | promotional | 6 months | $500 | 3.90% | Not ZIP-priced | −0.50% | 2026-10-23T02:09:25.000Z | [Snapshot 829](https://apyledger.com/snapshots/829) |
| Certificate of Deposit | promotional | 9 months | $500 | 3.90% | Not ZIP-priced | −0.58% | 2026-10-23T02:09:25.000Z | [Snapshot 829](https://apyledger.com/snapshots/829) |
| Certificate of Deposit | promotional | 12 months | $500 | 4.00% | Not ZIP-priced | −0.57% | 2026-10-23T02:09:25.000Z | [Snapshot 829](https://apyledger.com/snapshots/829) |
| Certificate of Deposit | promotional | 18 months | $500 | 4.00% | Not ZIP-priced | −0.72% | 2026-10-23T02:09:25.000Z | [Snapshot 829](https://apyledger.com/snapshots/829) |
| Certificate of Deposit | promotional | 24 months | $500 | 4.00% | Not ZIP-priced | −0.87% | 2026-10-23T02:09:25.000Z | [Snapshot 829](https://apyledger.com/snapshots/829) |
| Certificate of Deposit | promotional | 36 months | $500 | 3.65% | Not ZIP-priced | −1.30% | 2026-10-23T02:09:25.000Z | [Snapshot 829](https://apyledger.com/snapshots/829) |
| Certificate of Deposit | promotional | 60 months | $500 | 3.70% | Not ZIP-priced | −1.31% | 2026-10-23T02:09:25.000Z | [Snapshot 829](https://apyledger.com/snapshots/829) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.