# Apple Bank CD rates

As of October 22, 2026, Apple Bank's highest tracked CD rate is 4.00% APY on a 6-month promotional CD ($25,000 minimum). That is 2.9 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 2.50% to 3.00% APY.

Canonical page: https://apyledger.com/cd-rates/apple-bank
Institution: Apple Bank (FDIC 16068)
Aliases: Apple Bank for Savings
Status: live
Last verified: 2026-10-22T12:04:27.000Z (October 22, 2026)
Official source: https://www.applebank.com/personal/savings/certificates-of-deposit-in-branch
Coverage: Rates below are Apple Bank’s in-branch CD rates.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | standard | 3 months | $1,000 | 2.75% | Not ZIP-priced | −1.54% | 2026-10-22T12:04:27.000Z | [Snapshot 253](https://apyledger.com/snapshots/253) |
| High-Yield Certificate of Deposit (Special Offer) | promotional | 6 months | $25,000 | 4.00% | Not ZIP-priced | −0.40% | 2026-10-22T12:04:27.000Z | [Snapshot 253](https://apyledger.com/snapshots/253) |
| Certificate of Deposit | standard | 6 months | $1,000 | 3.00% | Not ZIP-priced | −1.40% | 2026-10-22T12:04:27.000Z | [Snapshot 253](https://apyledger.com/snapshots/253) |
| High-Yield Certificate of Deposit (Special Offer) | promotional | 7 months | $25,000 | 4.00% | Not ZIP-priced | −0.43% | 2026-10-22T12:04:27.000Z | [Snapshot 253](https://apyledger.com/snapshots/253) |
| Certificate of Deposit | standard | 7 months | $1,000 | 3.00% | Not ZIP-priced | −1.43% | 2026-10-22T12:04:27.000Z | [Snapshot 253](https://apyledger.com/snapshots/253) |
| High-Yield Certificate of Deposit (Special Offer) | promotional | 8 months | $25,000 | 4.00% | Not ZIP-priced | −0.45% | 2026-10-22T12:04:27.000Z | [Snapshot 253](https://apyledger.com/snapshots/253) |
| High-Yield Certificate of Deposit (Special Offer) | promotional | 9 months | $25,000 | 4.00% | Not ZIP-priced | −0.48% | 2026-10-22T12:04:27.000Z | [Snapshot 253](https://apyledger.com/snapshots/253) |
| Certificate of Deposit | standard | 9 months | $1,000 | 3.00% | Not ZIP-priced | −1.48% | 2026-10-22T12:04:27.000Z | [Snapshot 253](https://apyledger.com/snapshots/253) |
| High-Yield Certificate of Deposit (Special Offer) | promotional | 12 months | $25,000 | 4.00% | Not ZIP-priced | −0.57% | 2026-10-22T12:04:27.000Z | [Snapshot 253](https://apyledger.com/snapshots/253) |
| Certificate of Deposit | standard | 12 months | $1,000 | 3.00% | Not ZIP-priced | −1.57% | 2026-10-22T12:04:27.000Z | [Snapshot 253](https://apyledger.com/snapshots/253) |
| High-Yield Certificate of Deposit (Special Offer) | promotional | 13 months | $25,000 | 4.00% | Not ZIP-priced | −0.60% | 2026-10-22T12:04:27.000Z | [Snapshot 253](https://apyledger.com/snapshots/253) |
| High-Yield Certificate of Deposit (Special Offer) | promotional | 15 months | $25,000 | 4.00% | Not ZIP-priced | −0.65% | 2026-10-22T12:04:27.000Z | [Snapshot 253](https://apyledger.com/snapshots/253) |
| Certificate of Deposit | standard | 15 months | $1,000 | 2.50% | Not ZIP-priced | −2.15% | 2026-10-22T12:04:27.000Z | [Snapshot 253](https://apyledger.com/snapshots/253) |
| High-Yield Certificate of Deposit (Special Offer) | promotional | 18 months | $25,000 | 4.00% | Not ZIP-priced | −0.72% | 2026-10-22T12:04:27.000Z | [Snapshot 253](https://apyledger.com/snapshots/253) |
| Certificate of Deposit | standard | 18 months | $1,000 | 2.50% | Not ZIP-priced | −2.22% | 2026-10-22T12:04:27.000Z | [Snapshot 253](https://apyledger.com/snapshots/253) |
| Certificate of Deposit | standard | 24 months | $1,000 | 2.50% | Not ZIP-priced | −2.37% | 2026-10-22T12:04:27.000Z | [Snapshot 253](https://apyledger.com/snapshots/253) |
| Certificate of Deposit | standard | 60 months | $1,000 | 2.50% | Not ZIP-priced | −2.51% | 2026-10-22T12:04:27.000Z | [Snapshot 253](https://apyledger.com/snapshots/253) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.