# Associated Bank CD rates

As of October 22, 2026, Associated Bank's highest CD rate is 4.40% APY on a 13-month promotional CD ($5,000 minimum). That is 2.5 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 0.02% to 1.00% APY.

Canonical page: https://apyledger.com/cd-rates/associated-bank
Institution: Associated Bank, National Association (FDIC 5296)
Aliases: Associated
Status: live
Last verified: 2026-10-22T07:52:19.000Z (October 22, 2026)
Official source: https://www.associatedbank.com/rate-center
Coverage: Rates shown are from Associated Bank’s public deposit rate center. Separate balance tiers are preserved; confirm availability with the bank.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| mini jumbo | standard | 30 days | $40,000 | 0.03% | Not ZIP-priced | −4.10% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| mini jumbo | standard | 30 days | $75,000 | 0.03% | Not ZIP-priced | −4.10% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 3 months | $1,000 | 0.02% | Not ZIP-priced | −4.28% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 3 months | $10,000 | 0.02% | Not ZIP-priced | −4.28% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 6 months | $1,000 | 1.00% | Not ZIP-priced | −3.40% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 6 months | $10,000 | 1.00% | Not ZIP-priced | −3.40% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD special | promotional | 7 months | $5,000 | 4.25% | Not ZIP-priced | −0.18% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 9 months | $1,000 | 0.02% | Not ZIP-priced | −4.46% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 9 months | $10,000 | 0.02% | Not ZIP-priced | −4.46% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| add on CD | standard | 12 months | $100 | 1.00% | Not ZIP-priced | −3.57% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 12 months | $1,000 | 1.00% | Not ZIP-priced | −3.57% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 12 months | $1,000 | 1.00% | Not ZIP-priced | −3.57% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 12 months | $10,000 | 1.00% | Not ZIP-priced | −3.57% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 12 months | $10,000 | 1.00% | Not ZIP-priced | −3.57% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD special | promotional | 13 months | $5,000 | 4.40% | Not ZIP-priced | −0.20% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 18 months | $1,000 | 0.03% | Not ZIP-priced | −4.69% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 18 months | $10,000 | 0.03% | Not ZIP-priced | −4.69% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 24 months | $1,000 | 0.03% | Not ZIP-priced | −4.84% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 24 months | $10,000 | 0.03% | Not ZIP-priced | −4.84% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD special | promotional | 26 months | $5,000 | 1.00% | Not ZIP-priced | −3.88% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 30 months | $1,000 | 0.04% | Not ZIP-priced | −4.87% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 30 months | $10,000 | 0.04% | Not ZIP-priced | −4.87% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 36 months | $1,000 | 0.04% | Not ZIP-priced | −4.91% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 36 months | $10,000 | 0.04% | Not ZIP-priced | −4.91% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 48 months | $1,000 | 0.05% | Not ZIP-priced | −4.93% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 48 months | $10,000 | 0.05% | Not ZIP-priced | −4.93% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 60 months | $1,000 | 0.10% | Not ZIP-priced | −4.91% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |
| CD | standard | 60 months | $10,000 | 0.10% | Not ZIP-priced | −4.91% | 2026-10-22T07:52:19.000Z | [Snapshot 160](https://apyledger.com/snapshots/160) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.