# Atlantic Union Bank CD rates

As of October 22, 2026, Atlantic Union Bank's highest CD rate is 4.15% APY on a 13-month promotional CD ($1,000 minimum). That is 2.4 times the FDIC national average for 12-month CDs (1.76%).

Canonical page: https://apyledger.com/cd-rates/atlantic-union-bank
Institution: Atlantic Union Bank (FDIC 34589)
Aliases: Atlantic Union
Status: live
Last verified: 2026-10-22T10:57:45.000Z (October 22, 2026)
Official source: https://www.atlanticunionbank.com/personal/savings/certificates-of-deposit-(cd-s)
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 4-Month CD | promotional | 4 months | $1,000 | 3.85% | Not ZIP-priced | −0.54% | 2026-10-22T10:57:45.000Z | [Snapshot 243](https://apyledger.com/snapshots/243) |
| 7-Month CD | promotional | 7 months | $1,000 | 4.00% | Not ZIP-priced | −0.43% | 2026-10-22T10:57:45.000Z | [Snapshot 243](https://apyledger.com/snapshots/243) |
| 13-Month CD | promotional | 13 months | $1,000 | 4.15% | Not ZIP-priced | −0.45% | 2026-10-22T10:57:45.000Z | [Snapshot 243](https://apyledger.com/snapshots/243) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.