# Bank of Hawaii CD rates

As of October 22, 2026, Bank of Hawaii's highest CD rate is 3.40% APY on a 12-month relationship CD ($5,000 minimum). That is 1.9 times the FDIC national average for 12-month CDs (1.76%).

Canonical page: https://apyledger.com/cd-rates/bank-of-hawaii
Institution: Bank of Hawaii (FDIC 18053)
Aliases: BOH, Bankoh
Status: live
Last verified: 2026-10-22T10:08:15.000Z (October 22, 2026)
Official source: https://www.boh.com/personal/bank-accounts/certificate-of-deposit
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Bankohana New Money Special CD | relationship | 3 months | $25,000 | 3.00% | Not ZIP-priced | −1.29% | 2026-10-22T10:08:15.000Z | [Snapshot 219](https://apyledger.com/snapshots/219) |
| Bankohana New Money Special CD | relationship | 3 months | $100,000 | 3.00% | Not ZIP-priced | −1.29% | 2026-10-22T10:08:15.000Z | [Snapshot 219](https://apyledger.com/snapshots/219) |
| Bankohana New Money Special CD | relationship | 6 months | $5,000 | 3.15% | Not ZIP-priced | −1.25% | 2026-10-22T10:08:15.000Z | [Snapshot 219](https://apyledger.com/snapshots/219) |
| Bankohana New Money Special CD | relationship | 6 months | $25,000 | 3.15% | Not ZIP-priced | −1.25% | 2026-10-22T10:08:15.000Z | [Snapshot 219](https://apyledger.com/snapshots/219) |
| Bankohana New Money Special CD | relationship | 6 months | $100,000 | 3.15% | Not ZIP-priced | −1.25% | 2026-10-22T10:08:15.000Z | [Snapshot 219](https://apyledger.com/snapshots/219) |
| Jumbo New Money Special CD | promotional | 6 months | $100,000 | 1.75% | Not ZIP-priced | −2.65% | 2026-10-22T10:08:15.000Z | [Snapshot 219](https://apyledger.com/snapshots/219) |
| Bankohana New Money Special CD | relationship | 12 months | $5,000 | 3.40% | Not ZIP-priced | −1.17% | 2026-10-22T10:08:15.000Z | [Snapshot 219](https://apyledger.com/snapshots/219) |
| Bankohana New Money Special CD | relationship | 12 months | $25,000 | 3.40% | Not ZIP-priced | −1.17% | 2026-10-22T10:08:15.000Z | [Snapshot 219](https://apyledger.com/snapshots/219) |
| Bankohana New Money Special CD | relationship | 12 months | $100,000 | 3.40% | Not ZIP-priced | −1.17% | 2026-10-22T10:08:15.000Z | [Snapshot 219](https://apyledger.com/snapshots/219) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.