# BankPlus CD rates

As of October 22, 2026, BankPlus's highest tracked CD rate is 0.55% APY on a 60-month CD ($1,000 minimum). That is 39% of the FDIC national average for 60-month CDs (1.41%). Standard CD rates range from 0.05% to 0.55% APY.

Canonical page: https://apyledger.com/cd-rates/bankplus
Institution: BankPlus (FDIC 5903)
Aliases: 
Status: live
Last verified: 2026-10-22T13:34:03.000Z (October 22, 2026)
Official source: https://www.bankplus.net/personal/bank/products/certificates-of-deposit
Coverage: Published standard CD rate table only. The bank states rates are subject to change; confirm the rate, availability and account conditions before opening.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | standard | 30 days | $1,000 | 0.05% | Not ZIP-priced | −4.08% | 2026-10-22T13:34:03.000Z | [Snapshot 275](https://apyledger.com/snapshots/275) |
| Certificate of Deposit | standard | 90 days | $1,000 | 0.10% | Not ZIP-priced | −4.19% | 2026-10-22T13:34:03.000Z | [Snapshot 275](https://apyledger.com/snapshots/275) |
| Certificate of Deposit | standard | 180 days | $1,000 | 0.15% | Not ZIP-priced | −4.25% | 2026-10-22T13:34:03.000Z | [Snapshot 275](https://apyledger.com/snapshots/275) |
| Certificate of Deposit | standard | 12 months | $1,000 | 0.20% | Not ZIP-priced | −4.37% | 2026-10-22T13:34:03.000Z | [Snapshot 275](https://apyledger.com/snapshots/275) |
| Certificate of Deposit | standard | 24 months | $1,000 | 0.25% | Not ZIP-priced | −4.62% | 2026-10-22T13:34:03.000Z | [Snapshot 275](https://apyledger.com/snapshots/275) |
| Certificate of Deposit | standard | 36 months | $1,000 | 0.35% | Not ZIP-priced | −4.60% | 2026-10-22T13:34:03.000Z | [Snapshot 275](https://apyledger.com/snapshots/275) |
| Certificate of Deposit | standard | 48 months | $1,000 | 0.45% | Not ZIP-priced | −4.53% | 2026-10-22T13:34:03.000Z | [Snapshot 275](https://apyledger.com/snapshots/275) |
| Certificate of Deposit | standard | 60 months | $1,000 | 0.55% | Not ZIP-priced | −4.46% | 2026-10-22T13:34:03.000Z | [Snapshot 275](https://apyledger.com/snapshots/275) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.