# Barksdale Federal Credit Union CD and share certificate rates

As of October 22, 2026, Barksdale Federal Credit Union's highest tracked CD (share certificate) rate is 4.25% APY on a 12-month special CD ($1,000 minimum). That is 2.4 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 3.75% to 4.00% APY.

Canonical page: https://apyledger.com/cd-rates/barksdale-federal-credit-union
Institution: Barksdale Federal Credit Union (NCUA 9589)
Aliases: 
Status: live
Last verified: 2026-10-22T16:21:08.000Z (October 22, 2026)
Official source: https://www.bfcu.org/home/personal-banking/banking/depositrates
Coverage: Membership required. Share certificates from 6 to 60 months ($1,000), additional certificates at $2,500, and Plus Point certificates that require one certificate in each listed term with equal balances. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate Account | standard | 6 months | $1,000 | 4.00% | Not ZIP-priced | −0.40% | 2026-10-22T16:21:08.000Z | [Snapshot 317](https://apyledger.com/snapshots/317) |
| Plus Point Certificate | special | 12 months | $1,000 | 4.25% | Not ZIP-priced | −0.32% | 2026-10-22T16:21:08.000Z | [Snapshot 317](https://apyledger.com/snapshots/317) |
| Certificate Account | standard | 12 months | $1,000 | 4.00% | Not ZIP-priced | −0.57% | 2026-10-22T16:21:08.000Z | [Snapshot 317](https://apyledger.com/snapshots/317) |
| Plus Point Certificate | special | 24 months | $1,000 | 4.25% | Not ZIP-priced | −0.62% | 2026-10-22T16:21:08.000Z | [Snapshot 317](https://apyledger.com/snapshots/317) |
| Plus Point Certificate | special | 24 months | $1,000 | 4.25% | Not ZIP-priced | −0.62% | 2026-10-22T16:21:08.000Z | [Snapshot 317](https://apyledger.com/snapshots/317) |
| Flex Certificate Account | standard | 24 months | $2,500 | 3.75% | Not ZIP-priced | −1.12% | 2026-10-22T16:21:08.000Z | [Snapshot 317](https://apyledger.com/snapshots/317) |
| Plus Point Certificate | special | 36 months | $1,000 | 4.25% | Not ZIP-priced | −0.70% | 2026-10-22T16:21:08.000Z | [Snapshot 317](https://apyledger.com/snapshots/317) |
| Plus Point Certificate | special | 36 months | $1,000 | 4.25% | Not ZIP-priced | −0.70% | 2026-10-22T16:21:08.000Z | [Snapshot 317](https://apyledger.com/snapshots/317) |
| Flex Certificate Account | standard | 36 months | $2,500 | 3.75% | Not ZIP-priced | −1.20% | 2026-10-22T16:21:08.000Z | [Snapshot 317](https://apyledger.com/snapshots/317) |
| Plus Point Certificate | special | 48 months | $1,000 | 4.25% | Not ZIP-priced | −0.73% | 2026-10-22T16:21:08.000Z | [Snapshot 317](https://apyledger.com/snapshots/317) |
| Plus Point Certificate | special | 48 months | $1,000 | 4.25% | Not ZIP-priced | −0.73% | 2026-10-22T16:21:08.000Z | [Snapshot 317](https://apyledger.com/snapshots/317) |
| Plus Point Certificate | special | 60 months | $1,000 | 4.25% | Not ZIP-priced | −0.76% | 2026-10-22T16:21:08.000Z | [Snapshot 317](https://apyledger.com/snapshots/317) |
| Plus Point Certificate | special | 60 months | $1,000 | 4.25% | Not ZIP-priced | −0.76% | 2026-10-22T16:21:08.000Z | [Snapshot 317](https://apyledger.com/snapshots/317) |
| Flex Certificate Account | standard | 60 months | $2,500 | 3.75% | Not ZIP-priced | −1.26% | 2026-10-22T16:21:08.000Z | [Snapshot 317](https://apyledger.com/snapshots/317) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.