# Bask Bank CD rates

As of October 22, 2026, Bask Bank's highest CD rate is 4.35% APY on a 12-month CD ($1,000 minimum). That is 2.5 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 3.90% to 4.35% APY.

Canonical page: https://apyledger.com/cd-rates/bask-bank
Institution: Texas Capital Bank (FDIC 34383)
Aliases: Bask
Status: live
Last verified: 2026-10-22T06:58:25.000Z (October 22, 2026)
Official source: https://baskbank.com/products/certificates-of-deposit
Coverage: Available online to U.S. residents in every state. Bask Bank is a division of Texas Capital Bank.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Bask Bank Certificate of Deposit | standard | 3 months | $1,000 | 4.10% | Not ZIP-priced | −0.20% | 2026-10-22T06:58:25.000Z | [Snapshot 149](https://apyledger.com/snapshots/149) |
| Bask Bank Certificate of Deposit | standard | 6 months | $1,000 | 3.90% | Not ZIP-priced | −0.50% | 2026-10-22T06:58:25.000Z | [Snapshot 149](https://apyledger.com/snapshots/149) |
| Bask Bank Certificate of Deposit | standard | 9 months | $1,000 | 4.20% | Not ZIP-priced | −0.28% | 2026-10-22T06:58:25.000Z | [Snapshot 149](https://apyledger.com/snapshots/149) |
| Bask Bank Certificate of Deposit | standard | 12 months | $1,000 | 4.35% | Not ZIP-priced | −0.22% | 2026-10-22T06:58:25.000Z | [Snapshot 149](https://apyledger.com/snapshots/149) |
| Bask Bank Certificate of Deposit | standard | 18 months | $1,000 | 4.00% | Not ZIP-priced | −0.72% | 2026-10-22T06:58:25.000Z | [Snapshot 149](https://apyledger.com/snapshots/149) |
| Bask Bank Certificate of Deposit | standard | 24 months | $1,000 | 4.30% | Not ZIP-priced | −0.57% | 2026-10-22T06:58:25.000Z | [Snapshot 149](https://apyledger.com/snapshots/149) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.