# Blackhawk Bank & Trust CD rates

As of October 22, 2026, Blackhawk Bank & Trust's highest tracked CD rate is 4.25% APY on a 9-month special CD ($2,500 minimum). That is 3.1 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 0.50% to 4.25% APY.

Canonical page: https://apyledger.com/cd-rates/blackhawk-bank-and-trust
Institution: Blackhawk Bank & Trust (FDIC 18402)
Aliases: 
Status: live
Last verified: 2026-10-23T03:01:32.000Z (October 22, 2026)
Official source: https://www.choosethechief.com/rates/savings/
Coverage: CDs from 3 to 60 months, with higher Silver Hawk Club rates for customers age 50 or older with $5,000 in deposits; $500 minimum ($2,500 for terms under 12 months). Early withdrawal penalties apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Silver Hawk Club Certificate of Deposit | special | 3 months | $2,500 | 0.75% | Not ZIP-priced | −3.54% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |
| Certificate of Deposit | standard | 3 months | $2,500 | 0.50% | Not ZIP-priced | −3.79% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |
| Silver Hawk Club Certificate of Deposit | special | 6 months | $2,500 | 3.00% | Not ZIP-priced | −1.40% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |
| Certificate of Deposit | standard | 6 months | $2,500 | 2.75% | Not ZIP-priced | −1.65% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |
| Silver Hawk Club Certificate of Deposit | special | 9 months | $2,500 | 4.25% | Not ZIP-priced | −0.23% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |
| Certificate of Deposit | standard | 9 months | $2,500 | 4.25% | Not ZIP-priced | −0.23% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |
| Silver Hawk Club Certificate of Deposit | special | 12 months | $500 | 3.25% | Not ZIP-priced | −1.32% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |
| Certificate of Deposit | standard | 12 months | $500 | 3.00% | Not ZIP-priced | −1.57% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |
| Silver Hawk Club Certificate of Deposit | special | 18 months | $500 | 3.50% | Not ZIP-priced | −1.22% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |
| Certificate of Deposit | standard | 18 months | $500 | 3.25% | Not ZIP-priced | −1.47% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |
| Silver Hawk Club Certificate of Deposit | special | 24 months | $500 | 2.25% | Not ZIP-priced | −2.62% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |
| Certificate of Deposit | standard | 24 months | $500 | 2.00% | Not ZIP-priced | −2.87% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |
| Silver Hawk Club Certificate of Deposit | special | 30 months | $500 | 2.50% | Not ZIP-priced | −2.41% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |
| Certificate of Deposit | standard | 30 months | $500 | 2.25% | Not ZIP-priced | −2.66% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |
| Silver Hawk Club Certificate of Deposit | special | 48 months | $500 | 1.75% | Not ZIP-priced | −3.23% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |
| Certificate of Deposit | standard | 48 months | $500 | 1.50% | Not ZIP-priced | −3.48% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |
| Silver Hawk Club Certificate of Deposit | special | 60 months | $500 | 3.00% | Not ZIP-priced | −2.01% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |
| Certificate of Deposit | standard | 60 months | $500 | 2.75% | Not ZIP-priced | −2.26% | 2026-10-23T03:01:32.000Z | [Snapshot 907](https://apyledger.com/snapshots/907) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.