# Blue Ridge Bank (Virginia) CD rates

As of October 22, 2026, Blue Ridge Bank (Virginia)'s highest tracked CD rate is 4.10% APY on a 30-month relationship CD ($1,000 minimum). That is 2.9 times the FDIC national average for 36-month CDs (1.39%). Standard CD rates range from 1.30% to 1.90% APY.

Canonical page: https://apyledger.com/cd-rates/blue-ridge-bank-virginia
Institution: Blue Ridge Bank,  National Association (FDIC 35274)
Aliases: 
Status: live
Last verified: 2026-10-22T16:21:11.000Z (October 22, 2026)
Official source: https://www.mybrb.bank/rates.html
Coverage: Standard CDs, CD specials and Golden Advantage CD rates for members age 55 and over; $1,000 minimum. Standard term ranges are shown at their lower bound. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Consumer Certificate of Deposit | standard | 3 months | $1,000 | 1.50% | Not ZIP-priced | −2.79% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Certificate of Deposit Special | promotional | 5 months | $1,000 | 3.75% | Not ZIP-priced | −0.64% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Consumer Certificate of Deposit | standard | 6 months | $1,000 | 1.60% | Not ZIP-priced | −2.80% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Consumer Certificate of Deposit | standard | 7 months | $1,000 | 1.70% | Not ZIP-priced | −2.73% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Certificate of Deposit Special | promotional | 10 months | $1,000 | 4.00% | Not ZIP-priced | −0.51% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Golden Advantage Certificate of Deposit | relationship | 12 months | $1,000 | 4.05% | Not ZIP-priced | −0.52% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Consumer Certificate of Deposit | standard | 12 months | $1,000 | 1.80% | Not ZIP-priced | −2.77% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Consumer Certificate of Deposit | standard | 13 months | $1,000 | 1.90% | Not ZIP-priced | −2.70% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Certificate of Deposit Special | promotional | 15 months | $1,000 | 4.00% | Not ZIP-priced | −0.65% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Consumer Certificate of Deposit | standard | 18 months | $1,000 | 1.30% | Not ZIP-priced | −3.42% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Certificate of Deposit Special | promotional | 23 months | $1,000 | 4.05% | Not ZIP-priced | −0.79% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Consumer Certificate of Deposit | standard | 24 months | $1,000 | 1.35% | Not ZIP-priced | −3.52% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Golden Advantage Certificate of Deposit | relationship | 30 months | $1,000 | 4.10% | Not ZIP-priced | −0.81% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Golden Advantage Certificate of Deposit | relationship | 36 months | $1,000 | 1.40% | Not ZIP-priced | −3.55% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Golden Advantage Certificate of Deposit | relationship | 36 months | $1,000 | 1.40% | Not ZIP-priced | −3.55% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Golden Advantage Certificate of Deposit | relationship | 48 months | $1,000 | 1.45% | Not ZIP-priced | −3.53% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Golden Advantage Certificate of Deposit | relationship | 48 months | $1,000 | 1.45% | Not ZIP-priced | −3.53% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Golden Advantage Certificate of Deposit | relationship | 60 months | $1,000 | 1.50% | Not ZIP-priced | −3.51% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |
| Golden Advantage Certificate of Deposit | relationship | 60 months | $1,000 | 1.50% | Not ZIP-priced | −3.51% | 2026-10-22T16:21:11.000Z | [Snapshot 319](https://apyledger.com/snapshots/319) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.