# Busey Bank CD rates

As of October 22, 2026, Busey Bank's highest tracked CD rate is 4.20% APY on a 13-month relationship CD ($1,000 minimum). That is 2.4 times the FDIC national average for 12-month CDs (1.76%).

Canonical page: https://apyledger.com/cd-rates/busey-bank
Institution: Busey Bank (FDIC 16450)
Aliases: 
Status: live
Last verified: 2026-10-22T14:04:43.000Z (October 22, 2026)
Official source: https://www.busey.com/personal/products-and-services/current-cd-rate-specials
Coverage: 7- and 13-month promotional CDs only, with a $1,000 minimum. Higher relationship APYs require the primary or joint CD owner to own an eligible Busey checking account kept open with a positive balance. Commercial, public and brokered accounts are excluded.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 7 Month CD w/checking | relationship | 7 months | $1,000 | 4.00% | Not ZIP-priced | −0.43% | 2026-10-22T14:04:43.000Z | [Snapshot 288](https://apyledger.com/snapshots/288) |
| 7 Month CD | promotional | 7 months | $1,000 | 3.80% | Not ZIP-priced | −0.63% | 2026-10-22T14:04:43.000Z | [Snapshot 288](https://apyledger.com/snapshots/288) |
| 13 Month CD w/checking | relationship | 13 months | $1,000 | 4.20% | Not ZIP-priced | −0.40% | 2026-10-22T14:04:43.000Z | [Snapshot 288](https://apyledger.com/snapshots/288) |
| 13 Month CD | promotional | 13 months | $1,000 | 4.00% | Not ZIP-priced | −0.60% | 2026-10-22T14:04:43.000Z | [Snapshot 288](https://apyledger.com/snapshots/288) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.