# Camden National Bank CD rates

As of October 22, 2026, Camden National Bank's highest tracked CD rate is 3.35% APY on a 6-month relationship CD ($1,000 minimum). That is 2.4 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 0.05% to 0.25% APY.

Canonical page: https://apyledger.com/cd-rates/camden-national-bank
Institution: The Camden National Bank (FDIC 4255)
Aliases: 
Status: live
Last verified: 2026-10-22T14:30:44.000Z (October 22, 2026)
Official source: https://www.camdennational.bank/resources/rates/certificates-of-deposit
Coverage: Includes standard CDs and 6- and 12-month specials. Standard opening minimum is $500; specials require $1,000, a personal checking account and new money not transferred from an existing Camden National account. Specials are for individuals only. The applicable balance tier must be maintained daily; fees and early withdrawal penalties can reduce earnings.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 90-Day CD | standard | 90 days | $500 | 0.05% | Not ZIP-priced | −4.24% | 2026-10-22T14:30:44.000Z | [Snapshot 294](https://apyledger.com/snapshots/294) |
| 6-Month CD | relationship | 6 months | $1,000 | 3.35% | Not ZIP-priced | −1.05% | 2026-10-22T14:30:44.000Z | [Snapshot 294](https://apyledger.com/snapshots/294) |
| 12-Month CD | relationship | 12 months | $1,000 | 3.00% | Not ZIP-priced | −1.57% | 2026-10-22T14:30:44.000Z | [Snapshot 294](https://apyledger.com/snapshots/294) |
| 18-Month CD/IRA | standard | 18 months | $500 | 0.20% | Not ZIP-priced | −4.52% | 2026-10-22T14:30:44.000Z | [Snapshot 294](https://apyledger.com/snapshots/294) |
| 2-Year CD/IRA | standard | 24 months | $500 | 0.25% | Not ZIP-priced | −4.62% | 2026-10-22T14:30:44.000Z | [Snapshot 294](https://apyledger.com/snapshots/294) |
| 3-Year CD/IRA | standard | 36 months | $500 | 0.25% | Not ZIP-priced | −4.70% | 2026-10-22T14:30:44.000Z | [Snapshot 294](https://apyledger.com/snapshots/294) |
| 4-Year CD/IRA | standard | 48 months | $500 | 0.25% | Not ZIP-priced | −4.73% | 2026-10-22T14:30:44.000Z | [Snapshot 294](https://apyledger.com/snapshots/294) |
| 5-Year CD/IRA | standard | 60 months | $500 | 0.25% | Not ZIP-priced | −4.76% | 2026-10-22T14:30:44.000Z | [Snapshot 294](https://apyledger.com/snapshots/294) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.