# Century Bank (New Mexico) CD rates

As of October 22, 2026, Century Bank (New Mexico)'s highest tracked CD rate is 3.70% APY on an 11-month promotional CD ($1,000 minimum). That is 2.1 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 1.90% to 3.15% APY.

Canonical page: https://apyledger.com/cd-rates/century-bank-new-mexico
Institution: Century Bank (FDIC 28362)
Aliases: Century Bank
Status: live
Last verified: 2026-10-23T03:19:10.000Z (October 22, 2026)
Official source: https://www.mycenturybank.com/personal-banking/rates
Coverage: Promotional 3-month ($5,000 new money and a Century Bank checking account), 7- and 11-month CDs (checking account required), and standard fixed-rate CDs from 90 days to 5 years with a $1,000 minimum. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 90 Day CD | standard | 90 days | $1,000 | 1.90% | Not ZIP-priced | −2.39% | 2026-10-23T03:19:10.000Z | [Snapshot 944](https://apyledger.com/snapshots/944) |
| 3 Month CD | promotional | 3 months | $5,000 | 3.65% | Not ZIP-priced | −0.65% | 2026-10-23T03:19:10.000Z | [Snapshot 944](https://apyledger.com/snapshots/944) |
| 182 Day CD | standard | 182 days | $1,000 | 3.15% | Not ZIP-priced | −1.25% | 2026-10-23T03:19:10.000Z | [Snapshot 944](https://apyledger.com/snapshots/944) |
| 7 Month CD | promotional | 7 months | $1,000 | 3.50% | Not ZIP-priced | −0.93% | 2026-10-23T03:19:10.000Z | [Snapshot 944](https://apyledger.com/snapshots/944) |
| 11 Month CD | promotional | 11 months | $1,000 | 3.70% | Not ZIP-priced | −0.84% | 2026-10-23T03:19:10.000Z | [Snapshot 944](https://apyledger.com/snapshots/944) |
| 1 Year CD | standard | 12 months | $1,000 | 2.90% | Not ZIP-priced | −1.67% | 2026-10-23T03:19:10.000Z | [Snapshot 944](https://apyledger.com/snapshots/944) |
| 2 Year CD | standard | 24 months | $1,000 | 2.65% | Not ZIP-priced | −2.22% | 2026-10-23T03:19:10.000Z | [Snapshot 944](https://apyledger.com/snapshots/944) |
| 3 Year CD | standard | 36 months | $1,000 | 2.15% | Not ZIP-priced | −2.80% | 2026-10-23T03:19:10.000Z | [Snapshot 944](https://apyledger.com/snapshots/944) |
| 4 Year CD | standard | 48 months | $1,000 | 2.15% | Not ZIP-priced | −2.83% | 2026-10-23T03:19:10.000Z | [Snapshot 944](https://apyledger.com/snapshots/944) |
| 5 Year CD | standard | 60 months | $1,000 | 2.15% | Not ZIP-priced | −2.86% | 2026-10-23T03:19:10.000Z | [Snapshot 944](https://apyledger.com/snapshots/944) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.