# Chesapeake Bank CD rates

As of October 22, 2026, Chesapeake Bank's highest tracked CD rate is 4.00% APY on an 18-month CD ($1,000 minimum). That is 2.6 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 0.50% to 4.00% APY.

Canonical page: https://apyledger.com/cd-rates/chesapeake-bank
Institution: Chesapeake Bank (FDIC 6862)
Aliases: 
Status: live
Last verified: 2026-10-22T16:21:25.000Z (October 22, 2026)
Official source: https://ches.bank/rates/
Coverage: Published certificate rates, including 7-, 13- and 37-month specials; certificates require a $1,000 minimum balance. IRA rates are excluded. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | standard | 30 days | $1,000 | 0.50% | Not ZIP-priced | −3.63% | 2026-10-22T16:21:25.000Z | [Snapshot 324](https://apyledger.com/snapshots/324) |
| Certificate of Deposit | standard | 90 days | $1,000 | 0.50% | Not ZIP-priced | −3.79% | 2026-10-22T16:21:25.000Z | [Snapshot 324](https://apyledger.com/snapshots/324) |
| Certificate of Deposit | standard | 182 days | $1,000 | 2.55% | Not ZIP-priced | −1.85% | 2026-10-22T16:21:25.000Z | [Snapshot 324](https://apyledger.com/snapshots/324) |
| Certificate of Deposit | promotional | 7 months | $1,000 | 3.40% | Not ZIP-priced | −1.03% | 2026-10-22T16:21:25.000Z | [Snapshot 324](https://apyledger.com/snapshots/324) |
| Certificate of Deposit | promotional | 13 months | $1,000 | 3.75% | Not ZIP-priced | −0.85% | 2026-10-22T16:21:25.000Z | [Snapshot 324](https://apyledger.com/snapshots/324) |
| Certificate of Deposit | standard | 18 months | $1,000 | 4.00% | Not ZIP-priced | −0.72% | 2026-10-22T16:21:25.000Z | [Snapshot 324](https://apyledger.com/snapshots/324) |
| Certificate of Deposit | standard | 24 months | $1,000 | 3.90% | Not ZIP-priced | −0.97% | 2026-10-22T16:21:25.000Z | [Snapshot 324](https://apyledger.com/snapshots/324) |
| Certificate of Deposit | standard | 36 months | $1,000 | 2.15% | Not ZIP-priced | −2.80% | 2026-10-22T16:21:25.000Z | [Snapshot 324](https://apyledger.com/snapshots/324) |
| Certificate of Deposit | promotional | 37 months | $1,000 | 3.60% | Not ZIP-priced | −1.35% | 2026-10-22T16:21:25.000Z | [Snapshot 324](https://apyledger.com/snapshots/324) |
| Certificate of Deposit | standard | 60 months | $1,000 | 2.75% | Not ZIP-priced | −2.26% | 2026-10-22T16:21:25.000Z | [Snapshot 324](https://apyledger.com/snapshots/324) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.