# CIBC Bank USA (CIBC Agility) CD rates

As of October 22, 2026, CIBC Bank USA (CIBC Agility)'s highest CD rate is 4.50% APY on a 12-month promotional CD ($1,000 minimum). That is 2.6 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 4.00% to 4.50% APY.

Canonical page: https://apyledger.com/cd-rates/cibc-bank-usa
Institution: CIBC Bank USA (FDIC 33306)
Aliases: CIBC, CIBC Agility
Status: live
Last verified: 2026-10-22T10:57:44.000Z (October 22, 2026)
Official source: https://us.cibc.com/en/agility/certificates-of-deposit.html
Coverage: Available online to U.S. residents in every state. Rates below are CIBC Agility online CDs.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| CIBC Agility™ Certificate of Deposit (CD) | standard | 6 months | $1,000 | 4.00% | Not ZIP-priced | −0.40% | 2026-10-22T10:57:44.000Z | [Snapshot 241](https://apyledger.com/snapshots/241) |
| CIBC Agility™ Certificate of Deposit (CD) | standard | 9 months | $1,000 | 4.35% | Not ZIP-priced | −0.13% | 2026-10-22T10:57:44.000Z | [Snapshot 241](https://apyledger.com/snapshots/241) |
| CIBC Agility™ Certificate of Deposit (CD) | promotional | 12 months | $1,000 | 4.50% | Not ZIP-priced | −0.07% | 2026-10-22T10:57:44.000Z | [Snapshot 241](https://apyledger.com/snapshots/241) |
| CIBC Agility™ Certificate of Deposit (CD) | standard | 13 months | $1,000 | 4.50% | Not ZIP-priced | −0.10% | 2026-10-22T10:57:44.000Z | [Snapshot 241](https://apyledger.com/snapshots/241) |
| CIBC Agility™ Certificate of Deposit (CD) | standard | 18 months | $1,000 | 4.45% | Not ZIP-priced | −0.27% | 2026-10-22T10:57:44.000Z | [Snapshot 241](https://apyledger.com/snapshots/241) |
| CIBC Agility™ Certificate of Deposit (CD) | standard | 24 months | $1,000 | 4.35% | Not ZIP-priced | −0.52% | 2026-10-22T10:57:44.000Z | [Snapshot 241](https://apyledger.com/snapshots/241) |
| CIBC Agility™ Certificate of Deposit (CD) | standard | 30 months | $1,000 | 4.00% | Not ZIP-priced | −0.91% | 2026-10-22T10:57:44.000Z | [Snapshot 241](https://apyledger.com/snapshots/241) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.