# City National Bank CD rates

As of October 22, 2026, City National Bank's highest CD rate is 4.39% APY on a 12-month promotional CD ($2,500 minimum). That is 2.5 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 0.05% to 3.30% APY.

Canonical page: https://apyledger.com/cd-rates/city-national-bank
Institution: City National Bank (FDIC 17281)
Aliases: CNB, City National
Status: live
Last verified: 2026-10-22T10:57:45.000Z (October 22, 2026)
Official source: https://www.cnb.com/personal-banking/accounts/certificates-of-deposit.html
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| CD | standard | 7 days | $10,000 | 0.05% | Not ZIP-priced | −4.08% | 2026-10-22T10:57:45.000Z | [Snapshot 244](https://apyledger.com/snapshots/244) |
| CD | standard | 1 month | $10,000 | 0.05% | Not ZIP-priced | −4.08% | 2026-10-22T10:57:45.000Z | [Snapshot 244](https://apyledger.com/snapshots/244) |
| CD | standard | 2 months | $10,000 | 0.05% | Not ZIP-priced | −4.15% | 2026-10-22T10:57:45.000Z | [Snapshot 244](https://apyledger.com/snapshots/244) |
| CD | standard | 3 months | $10,000 | 2.78% | Not ZIP-priced | −1.52% | 2026-10-22T10:57:45.000Z | [Snapshot 244](https://apyledger.com/snapshots/244) |
| CD | standard | 5 months | $10,000 | 3.09% | Not ZIP-priced | −1.30% | 2026-10-22T10:57:45.000Z | [Snapshot 244](https://apyledger.com/snapshots/244) |
| Special 6-Month Fixed Rate CD | promotional | 6 months | $10,000 | 4.23% | Not ZIP-priced | −0.17% | 2026-10-22T10:57:45.000Z | [Snapshot 244](https://apyledger.com/snapshots/244) |
| CD | standard | 6 months | $10,000 | 2.84% | Not ZIP-priced | −1.56% | 2026-10-22T10:57:45.000Z | [Snapshot 244](https://apyledger.com/snapshots/244) |
| CD | standard | 9 months | $10,000 | 3.30% | Not ZIP-priced | −1.18% | 2026-10-22T10:57:45.000Z | [Snapshot 244](https://apyledger.com/snapshots/244) |
| CD | standard | 11 months | $10,000 | 3.30% | Not ZIP-priced | −1.24% | 2026-10-22T10:57:45.000Z | [Snapshot 244](https://apyledger.com/snapshots/244) |
| Special 12-Month Fixed Rate CD | promotional | 12 months | $2,500 | 4.39% | Not ZIP-priced | −0.18% | 2026-10-22T10:57:45.000Z | [Snapshot 244](https://apyledger.com/snapshots/244) |
| CD | standard | 12 months | $2,500 | 2.02% | Not ZIP-priced | −2.55% | 2026-10-22T10:57:45.000Z | [Snapshot 244](https://apyledger.com/snapshots/244) |
| CD | standard | 24 months | $2,500 | 1.76% | Not ZIP-priced | −3.11% | 2026-10-22T10:57:45.000Z | [Snapshot 244](https://apyledger.com/snapshots/244) |
| CD | standard | 36 months | $2,500 | 1.56% | Not ZIP-priced | −3.39% | 2026-10-22T10:57:45.000Z | [Snapshot 244](https://apyledger.com/snapshots/244) |
| CD | standard | 48 months | $2,500 | 1.41% | Not ZIP-priced | −3.57% | 2026-10-22T10:57:45.000Z | [Snapshot 244](https://apyledger.com/snapshots/244) |
| CD | standard | 60 months | $2,500 | 1.31% | Not ZIP-priced | −3.70% | 2026-10-22T10:57:45.000Z | [Snapshot 244](https://apyledger.com/snapshots/244) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.