# Coast Central Credit Union CD and share certificate rates

As of October 22, 2026, Coast Central Credit Union's highest tracked CD (share certificate) rate is 4.33% APY on a 60-month CD ($500 minimum). That is 3.1 times the FDIC national average for 60-month CDs (1.41%). Standard CD rates range from 3.30% to 4.33% APY.

Canonical page: https://apyledger.com/cd-rates/coast-central-credit-union
Institution: Coast Central Credit Union (NCUA 62367)
Aliases: 
Status: live
Last verified: 2026-10-23T02:09:34.000Z (October 22, 2026)
Official source: https://www.coastccu.org/savings-certificates/
Coverage: Membership required. Savings certificates from 90 days to 60 months, starting at $500; term ranges are shown at their lower bound. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Savings Certificate | standard | 90 days | $10,000 | 3.30% | Not ZIP-priced | −0.99% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 90 days | $75,000 | 3.30% | Not ZIP-priced | −0.99% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 182 days | $500 | 3.56% | Not ZIP-priced | −0.84% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 182 days | $10,000 | 3.56% | Not ZIP-priced | −0.84% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 182 days | $75,000 | 3.56% | Not ZIP-priced | −0.84% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 12 months | $500 | 3.82% | Not ZIP-priced | −0.75% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 12 months | $10,000 | 3.82% | Not ZIP-priced | −0.75% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 12 months | $75,000 | 3.82% | Not ZIP-priced | −0.75% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 24 months | $500 | 3.92% | Not ZIP-priced | −0.95% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 24 months | $10,000 | 3.92% | Not ZIP-priced | −0.95% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 24 months | $75,000 | 3.92% | Not ZIP-priced | −0.95% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 36 months | $500 | 4.02% | Not ZIP-priced | −0.93% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 36 months | $10,000 | 4.02% | Not ZIP-priced | −0.93% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 36 months | $75,000 | 4.02% | Not ZIP-priced | −0.93% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 48 months | $500 | 4.18% | Not ZIP-priced | −0.80% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 48 months | $10,000 | 4.18% | Not ZIP-priced | −0.80% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 48 months | $75,000 | 4.18% | Not ZIP-priced | −0.80% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 60 months | $500 | 4.33% | Not ZIP-priced | −0.68% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 60 months | $10,000 | 4.33% | Not ZIP-priced | −0.68% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |
| Savings Certificate | standard | 60 months | $75,000 | 4.33% | Not ZIP-priced | −0.68% | 2026-10-23T02:09:34.000Z | [Snapshot 834](https://apyledger.com/snapshots/834) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.