# Community National Bank & Trust (Kansas) CD rates

As of October 22, 2026, Community National Bank & Trust (Kansas)'s highest tracked CD rate is 3.85% APY on a 9-month promotional CD ($1,000 minimum). That is 2.8 times the FDIC national average for 6-month CDs (1.39%).

Canonical page: https://apyledger.com/cd-rates/community-national-bank-and-trust-kansas
Institution: Community National Bank & Trust (FDIC 27046)
Aliases: Community National Bank & Trust
Status: live
Last verified: 2026-10-23T03:01:34.000Z (October 22, 2026)
Official source: https://www.mybankcnb.com/personal/personal-savings/certificates-of-deposit-cds.html
Coverage: CD specials (9, 13 and 27 months) and a 24-month bump CD, with a $1,000 minimum to open. Early withdrawal penalties apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 9 Month CD Special | promotional | 9 months | $1,000 | 3.85% | Not ZIP-priced | −0.63% | 2026-10-23T03:01:34.000Z | [Snapshot 908](https://apyledger.com/snapshots/908) |
| 13 Month CD Special | promotional | 13 months | $1,000 | 3.09% | Not ZIP-priced | −1.51% | 2026-10-23T03:01:34.000Z | [Snapshot 908](https://apyledger.com/snapshots/908) |
| 24 Month Bump Special | promotional | 24 months | $1,000 | 3.02% | Not ZIP-priced | −1.85% | 2026-10-23T03:01:34.000Z | [Snapshot 908](https://apyledger.com/snapshots/908) |
| 27 Month CD Special | promotional | 27 months | $1,000 | 2.92% | Not ZIP-priced | −1.97% | 2026-10-23T03:01:34.000Z | [Snapshot 908](https://apyledger.com/snapshots/908) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.