# CorTrust Bank CD rates

As of October 22, 2026, CorTrust Bank's highest tracked CD rate is 4.30% APY on a 36-month CD ($500 minimum). That is 3.1 times the FDIC national average for 36-month CDs (1.39%). Standard CD rates range from 4.00% to 4.30% APY.

Canonical page: https://apyledger.com/cd-rates/cortrust-bank
Institution: CorTrust Bank National Association (FDIC 6063)
Aliases: 
Status: live
Last verified: 2026-10-23T03:19:11.000Z (October 22, 2026)
Official source: https://www.cortrustbank.com/resources/todays-rates
Coverage: CDs from 91 days to 5 years with a $500 minimum ($1,000 for 182 days and $2,500 for 91 days). Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | standard | 91 days | $2,500 | 4.00% | Not ZIP-priced | −0.29% | 2026-10-23T03:19:11.000Z | [Snapshot 943](https://apyledger.com/snapshots/943) |
| Certificate of Deposit | standard | 182 days | $1,000 | 4.05% | Not ZIP-priced | −0.35% | 2026-10-23T03:19:11.000Z | [Snapshot 943](https://apyledger.com/snapshots/943) |
| Certificate of Deposit | standard | 12 months | $500 | 4.10% | Not ZIP-priced | −0.47% | 2026-10-23T03:19:11.000Z | [Snapshot 943](https://apyledger.com/snapshots/943) |
| Certificate of Deposit | standard | 18 months | $500 | 4.20% | Not ZIP-priced | −0.52% | 2026-10-23T03:19:11.000Z | [Snapshot 943](https://apyledger.com/snapshots/943) |
| Certificate of Deposit | standard | 24 months | $500 | 4.25% | Not ZIP-priced | −0.62% | 2026-10-23T03:19:11.000Z | [Snapshot 943](https://apyledger.com/snapshots/943) |
| Certificate of Deposit | standard | 30 months | $500 | 4.25% | Not ZIP-priced | −0.66% | 2026-10-23T03:19:11.000Z | [Snapshot 943](https://apyledger.com/snapshots/943) |
| Certificate of Deposit | standard | 36 months | $500 | 4.30% | Not ZIP-priced | −0.65% | 2026-10-23T03:19:11.000Z | [Snapshot 943](https://apyledger.com/snapshots/943) |
| Certificate of Deposit | standard | 48 months | $500 | 4.30% | Not ZIP-priced | −0.68% | 2026-10-23T03:19:11.000Z | [Snapshot 943](https://apyledger.com/snapshots/943) |
| Certificate of Deposit | standard | 60 months | $500 | 4.30% | Not ZIP-priced | −0.71% | 2026-10-23T03:19:11.000Z | [Snapshot 943](https://apyledger.com/snapshots/943) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.