# Customers Bank CD rates

As of October 22, 2026, Customers Bank's highest tracked CD rate is 3.85% APY on a 3-month CD ($500 minimum). That is 3.4 times the FDIC national average for 3-month CDs (1.14%). Standard CD rates range from 3.70% to 3.85% APY.

Canonical page: https://apyledger.com/cd-rates/customers-bank
Institution: Customers Bank (FDIC 34444)
Aliases: 
Status: live
Last verified: 2026-10-22T14:04:43.000Z (October 22, 2026)
Official source: https://www.customersbank.com/cds/
Coverage: No deposit is required to open these consumer CDs, but a balance of at least $500 is required to earn the quoted APY. The displayed minimum reflects that APY balance requirement. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 3-month CD | standard | 3 months | $500 | 3.85% | Not ZIP-priced | −0.44% | 2026-10-22T14:04:43.000Z | [Snapshot 287](https://apyledger.com/snapshots/287) |
| 6-month CD | standard | 6 months | $500 | 3.80% | Not ZIP-priced | −0.60% | 2026-10-22T14:04:43.000Z | [Snapshot 287](https://apyledger.com/snapshots/287) |
| 9-month CD | standard | 9 months | $500 | 3.75% | Not ZIP-priced | −0.73% | 2026-10-22T14:04:43.000Z | [Snapshot 287](https://apyledger.com/snapshots/287) |
| 24-month CD | standard | 24 months | $500 | 3.70% | Not ZIP-priced | −1.17% | 2026-10-22T14:04:43.000Z | [Snapshot 287](https://apyledger.com/snapshots/287) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.