# Dacotah Bank CD rates

As of October 22, 2026, Dacotah Bank's highest tracked CD rate is 3.90% APY on a 13-month promotional CD ($5,000 minimum). That is 2.2 times the FDIC national average for 12-month CDs (1.76%).

Canonical page: https://apyledger.com/cd-rates/dacotah-bank
Institution: Dacotah Bank (FDIC 17437)
Aliases: 
Status: live
Last verified: 2026-10-23T01:38:33.000Z (October 22, 2026)
Official source: https://www.dacotahbank.com/deposit-rates
Coverage: Current personal CD specials only, with a $5,000 minimum. Standard CDs and IRA products are outside this collection scope. Rates do not apply to public funds; early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Fall CD Special | promotional | 5 months | $5,000 | 3.60% | Not ZIP-priced | −0.79% | 2026-10-23T01:38:33.000Z | [Snapshot 547](https://apyledger.com/snapshots/547) |
| Fall CD Special | promotional | 8 months | $5,000 | 3.75% | Not ZIP-priced | −0.70% | 2026-10-23T01:38:33.000Z | [Snapshot 547](https://apyledger.com/snapshots/547) |
| Fall CD Special | promotional | 13 months | $5,000 | 3.90% | Not ZIP-priced | −0.70% | 2026-10-23T01:38:33.000Z | [Snapshot 547](https://apyledger.com/snapshots/547) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.