# Delta Community Credit Union CD and share certificate rates

As of October 22, 2026, Delta Community Credit Union's highest CD (share certificate) rate is 4.00% APY on a 12-month CD ($1,000 minimum). That is 2.3 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 3.10% to 4.00% APY.

Canonical page: https://apyledger.com/cd-rates/delta-community-credit-union
Institution: Delta Community Credit Union (NCUA 66357)
Aliases: Delta Community
Status: live
Last verified: 2026-10-22T10:08:23.000Z (October 22, 2026)
Official source: https://www.deltacommunitycu.com/home/dividend-rates.html
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | standard | 6 months | $1,000 | 3.70% | Not ZIP-priced | −0.70% | 2026-10-22T10:08:23.000Z | [Snapshot 218](https://apyledger.com/snapshots/218) |
| Certificate of Deposit | standard | 12 months | $1,000 | 4.00% | Not ZIP-priced | −0.57% | 2026-10-22T10:08:23.000Z | [Snapshot 218](https://apyledger.com/snapshots/218) |
| Certificate of Deposit | standard | 24 months | $1,000 | 3.40% | Not ZIP-priced | −1.47% | 2026-10-22T10:08:23.000Z | [Snapshot 218](https://apyledger.com/snapshots/218) |
| Certificate of Deposit | standard | 36 months | $1,000 | 3.10% | Not ZIP-priced | −1.85% | 2026-10-22T10:08:23.000Z | [Snapshot 218](https://apyledger.com/snapshots/218) |
| Certificate of Deposit | standard | 60 months | $1,000 | 3.15% | Not ZIP-priced | −1.86% | 2026-10-22T10:08:23.000Z | [Snapshot 218](https://apyledger.com/snapshots/218) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.