# Dieterich Bank CD rates

As of October 22, 2026, Dieterich Bank's highest tracked CD rate is 3.70% APY on a 12-month CD ($500 minimum). That is 2.1 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 0.10% to 3.70% APY.

Canonical page: https://apyledger.com/cd-rates/dieterich-bank
Institution: Dieterich Bank (FDIC 3787)
Aliases: 
Status: live
Last verified: 2026-10-22T16:21:40.000Z (October 22, 2026)
Official source: https://www.dieterichbank.com/rates-center/
Coverage: Published CD rates from 7 days to 60 months; minimum balances range from $500 to $10,000 by term. Includes the 16-month Duo CD ($5,000). Early withdrawal penalties are listed by term.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| CD | standard | 7 days | $10,000 | 0.10% | Not ZIP-priced | −4.03% | 2026-10-22T16:21:40.000Z | [Snapshot 340](https://apyledger.com/snapshots/340) |
| CD | standard | 3 months | $2,500 | 3.51% | Not ZIP-priced | −0.79% | 2026-10-22T16:21:40.000Z | [Snapshot 340](https://apyledger.com/snapshots/340) |
| CD | standard | 6 months | $1,000 | 3.55% | Not ZIP-priced | −0.85% | 2026-10-22T16:21:40.000Z | [Snapshot 340](https://apyledger.com/snapshots/340) |
| CD | standard | 9 months | $500 | 3.60% | Not ZIP-priced | −0.88% | 2026-10-22T16:21:40.000Z | [Snapshot 340](https://apyledger.com/snapshots/340) |
| CD | standard | 12 months | $500 | 3.70% | Not ZIP-priced | −0.87% | 2026-10-22T16:21:40.000Z | [Snapshot 340](https://apyledger.com/snapshots/340) |
| 16-Month Duo CD | standard | 16 months | $5,000 | 0.85% | Not ZIP-priced | −3.82% | 2026-10-22T16:21:40.000Z | [Snapshot 340](https://apyledger.com/snapshots/340) |
| CD | standard | 18 months | $500 | 3.70% | Not ZIP-priced | −1.02% | 2026-10-22T16:21:40.000Z | [Snapshot 340](https://apyledger.com/snapshots/340) |
| CD | standard | 24 months | $500 | 3.10% | Not ZIP-priced | −1.77% | 2026-10-22T16:21:40.000Z | [Snapshot 340](https://apyledger.com/snapshots/340) |
| CD | standard | 30 months | $500 | 2.50% | Not ZIP-priced | −2.41% | 2026-10-22T16:21:40.000Z | [Snapshot 340](https://apyledger.com/snapshots/340) |
| CD | standard | 36 months | $500 | 3.10% | Not ZIP-priced | −1.85% | 2026-10-22T16:21:40.000Z | [Snapshot 340](https://apyledger.com/snapshots/340) |
| CD | standard | 48 months | $500 | 3.05% | Not ZIP-priced | −1.93% | 2026-10-22T16:21:40.000Z | [Snapshot 340](https://apyledger.com/snapshots/340) |
| CD | standard | 60 months | $500 | 3.00% | Not ZIP-priced | −2.01% | 2026-10-22T16:21:40.000Z | [Snapshot 340](https://apyledger.com/snapshots/340) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.