# Dupaco Community Credit Union CD and share certificate rates

As of October 22, 2026, Dupaco Community Credit Union's highest CD (share certificate) rate is 4.50% APY on a 25-month promotional CD ($100,000 minimum). That is 2.9 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 1.80% to 3.40% APY.

Canonical page: https://apyledger.com/cd-rates/dupaco-community-credit-union
Institution: Dupaco Community Credit Union (NCUA 64049)
Aliases: Dupaco
Status: live
Last verified: 2026-10-22T10:08:35.000Z (October 22, 2026)
Official source: https://www.dupaco.com/savings-account/certificates
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 6 Month | standard | 6 months | $1,000 | 3.40% | Not ZIP-priced | −1.00% | 2026-10-22T10:08:35.000Z | [Snapshot 224](https://apyledger.com/snapshots/224) |
| 10 Month Fixed Jumbo Certificate Special | promotional | 10 months | $100,000 | 4.30% | Not ZIP-priced | −0.21% | 2026-10-22T10:08:35.000Z | [Snapshot 224](https://apyledger.com/snapshots/224) |
| 10 Month Fixed Certificate Special | promotional | 10 months | $1,000 | 4.20% | Not ZIP-priced | −0.31% | 2026-10-22T10:08:35.000Z | [Snapshot 224](https://apyledger.com/snapshots/224) |
| 12 Month | standard | 12 months | $1,000 | 3.40% | Not ZIP-priced | −1.17% | 2026-10-22T10:08:35.000Z | [Snapshot 224](https://apyledger.com/snapshots/224) |
| 17 Month Fixed Jumbo Certificate Special | promotional | 17 months | $100,000 | 4.40% | Not ZIP-priced | −0.29% | 2026-10-22T10:08:35.000Z | [Snapshot 224](https://apyledger.com/snapshots/224) |
| 17 Month Fixed Certificate Special | promotional | 17 months | $1,000 | 4.30% | Not ZIP-priced | −0.39% | 2026-10-22T10:08:35.000Z | [Snapshot 224](https://apyledger.com/snapshots/224) |
| 18 Month | standard | 18 months | $1,000 | 2.70% | Not ZIP-priced | −2.02% | 2026-10-22T10:08:35.000Z | [Snapshot 224](https://apyledger.com/snapshots/224) |
| 24 Month | standard | 24 months | $1,000 | 2.50% | Not ZIP-priced | −2.37% | 2026-10-22T10:08:35.000Z | [Snapshot 224](https://apyledger.com/snapshots/224) |
| 25 Month Fixed Jumbo Certificate Special | promotional | 25 months | $100,000 | 4.50% | Not ZIP-priced | −0.37% | 2026-10-22T10:08:35.000Z | [Snapshot 224](https://apyledger.com/snapshots/224) |
| 25 Month Fixed Certificate Special | promotional | 25 months | $1,000 | 4.40% | Not ZIP-priced | −0.47% | 2026-10-22T10:08:35.000Z | [Snapshot 224](https://apyledger.com/snapshots/224) |
| 30 Month | standard | 30 months | $1,000 | 2.30% | Not ZIP-priced | −2.61% | 2026-10-22T10:08:35.000Z | [Snapshot 224](https://apyledger.com/snapshots/224) |
| 36 Month | standard | 36 months | $1,000 | 2.10% | Not ZIP-priced | −2.85% | 2026-10-22T10:08:35.000Z | [Snapshot 224](https://apyledger.com/snapshots/224) |
| 48 Month | standard | 48 months | $1,000 | 1.90% | Not ZIP-priced | −3.08% | 2026-10-22T10:08:35.000Z | [Snapshot 224](https://apyledger.com/snapshots/224) |
| 60 Month | standard | 60 months | $1,000 | 1.80% | Not ZIP-priced | −3.21% | 2026-10-22T10:08:35.000Z | [Snapshot 224](https://apyledger.com/snapshots/224) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.