# Eastman Credit Union CD and share certificate rates

As of October 22, 2026, Eastman Credit Union's highest tracked CD (share certificate) rate is 4.25% APY on a 180-day CD ($100,000 minimum). That is 3.1 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 3.75% to 4.25% APY.

Canonical page: https://apyledger.com/cd-rates/eastman-credit-union
Institution: Eastman Credit Union (NCUA 68095)
Aliases: ECU, Eastman
Status: live
Last verified: 2026-10-22T12:04:34.000Z (October 22, 2026)
Official source: https://www.ecu.org/plan-invest/investment-certificates
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Investment Certificate | standard | 30 days | $100,000 | 3.80% | Not ZIP-priced | −0.33% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Investment Certificate | standard | 30 days | $2,500 | 3.75% | Not ZIP-priced | −0.38% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Investment Certificate | standard | 90 days | $100,000 | 3.80% | Not ZIP-priced | −0.49% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Investment Certificate | standard | 90 days | $2,500 | 3.75% | Not ZIP-priced | −0.54% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Investment Certificate | standard | 180 days | $100,000 | 4.25% | Not ZIP-priced | −0.15% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Investment Certificate | standard | 180 days | $2,500 | 4.20% | Not ZIP-priced | −0.20% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Investment Certificate | standard | 12 months | $100,000 | 4.05% | Not ZIP-priced | −0.52% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Investment Certificate | standard | 12 months | $1,000 | 4.00% | Not ZIP-priced | −0.57% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Lifeline Savers Certificate | special | 12 months | $100 | 3.75% | Not ZIP-priced | −0.82% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Investment Certificate | standard | 24 months | $100,000 | 4.05% | Not ZIP-priced | −0.82% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Investment Certificate | standard | 24 months | $1,000 | 4.00% | Not ZIP-priced | −0.87% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Investment Certificate | standard | 36 months | $100,000 | 4.05% | Not ZIP-priced | −0.90% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Investment Certificate | standard | 36 months | $1,000 | 4.00% | Not ZIP-priced | −0.95% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Investment Certificate | standard | 48 months | $100,000 | 4.05% | Not ZIP-priced | −0.93% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Investment Certificate | standard | 48 months | $1,000 | 4.00% | Not ZIP-priced | −0.98% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Investment Certificate | standard | 60 months | $100,000 | 4.05% | Not ZIP-priced | −0.96% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Investment Certificate | standard | 60 months | $1,000 | 4.00% | Not ZIP-priced | −1.01% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Investment Certificate | standard | 72 months | $100,000 | 4.05% | Not ZIP-priced | −1.00% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |
| Investment Certificate | standard | 72 months | $1,000 | 4.00% | Not ZIP-priced | −1.05% | 2026-10-22T12:04:34.000Z | [Snapshot 254](https://apyledger.com/snapshots/254) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.