# Wings Credit Union (formerly Ent) CD and share certificate rates

As of October 22, 2026, Wings Credit Union (formerly Ent)'s highest CD (share certificate) rate is 4.80% APY on a 6-month special CD ($25 minimum). That is 3.5 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 3.65% to 4.25% APY.

Canonical page: https://apyledger.com/cd-rates/ent-credit-union
Institution: Wings Credit Union (NCUA 68671)
Aliases: Ent Credit Union, Ent, Wings Financial
Status: live
Last verified: 2026-10-22T07:23:39.000Z (October 22, 2026)
Official source: https://www.ent.com/rates/
Coverage: Ent Credit Union now operates as Wings Credit Union; ent.com shows Wings certificate rates.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 3-5 Month Certificates | standard | 3 months | $500 | 3.75% | Not ZIP-priced | −0.54% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |
| My Savings Builder Certificate | special | 6 months | $25 | 4.80% | Not ZIP-priced | +0.40% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |
| 6-11 Month Certificates | standard | 6 months | $500 | 3.80% | Not ZIP-priced | −0.60% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |
| 12 Month Certificate | standard | 12 months | $500 | 3.85% | Not ZIP-priced | −0.72% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |
| 13-17 Month Certificates | standard | 13 months | $500 | 3.85% | Not ZIP-priced | −0.75% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |
| 17 Month Special Certificate | promotional | 17 months | $500 | 4.10% | Not ZIP-priced | −0.59% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |
| 18-23 Month Certificates | standard | 18 months | $500 | 3.85% | Not ZIP-priced | −0.87% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |
| 24-29 Month Certificates | standard | 24 months | $500 | 3.90% | Not ZIP-priced | −0.97% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |
| 24-29 Month Flex Certificates | standard | 24 months | $1,000 | 3.65% | Not ZIP-priced | −1.22% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |
| 30-35 Month Certificates | standard | 30 months | $500 | 3.90% | Not ZIP-priced | −1.01% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |
| 30-35 Month Flex Certificates | standard | 30 months | $1,000 | 3.65% | Not ZIP-priced | −1.26% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |
| 36-41 Month Certificates | standard | 36 months | $500 | 4.00% | Not ZIP-priced | −0.95% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |
| 36 Month Flex Certificate | standard | 36 months | $1,000 | 3.75% | Not ZIP-priced | −1.20% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |
| 42-47 Month Certificates | standard | 42 months | $500 | 4.00% | Not ZIP-priced | −0.97% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |
| 48-53 Month Certificates | standard | 48 months | $500 | 4.10% | Not ZIP-priced | −0.88% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |
| 54-59 Month Certificates | standard | 54 months | $500 | 4.10% | Not ZIP-priced | −0.90% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |
| 60 Month Certificate | standard | 60 months | $500 | 4.15% | Not ZIP-priced | −0.86% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |
| 84 Month Certificate | standard | 84 months | $500 | 4.25% | Not ZIP-priced | −0.84% | 2026-10-22T07:23:39.000Z | [Snapshot 155](https://apyledger.com/snapshots/155) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.