# EverBank CD rates

As of October 22, 2026, EverBank's highest CD rate is 4.35% APY on a 24-month CD. That is 2.8 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 2.87% to 4.35% APY.

Canonical page: https://apyledger.com/cd-rates/everbank
Institution: EverBank, National Association (FDIC 34775)
Aliases: TIAA Bank, EverBank N.A.
Status: live
Last verified: 2026-10-22T10:57:52.000Z (October 22, 2026)
Official source: https://www.everbank.com/rates
Coverage: Available online to U.S. residents in every state.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| EverBank Performance® CDs | standard | 3 months | Not stated | 3.60% | Not ZIP-priced | −0.69% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| CDARS® CDs | standard | 3 months | Not stated | 3.05% | Not ZIP-priced | −1.25% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| EverBank Performance® CDs | standard | 6 months | Not stated | 3.60% | Not ZIP-priced | −0.80% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| CDARS® CDs | standard | 6 months | Not stated | 3.04% | Not ZIP-priced | −1.36% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| EverBank Performance® CDs | standard | 7 months | Not stated | 3.60% | Not ZIP-priced | −0.83% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| EverBank Performance® CDs | standard | 9 months | Not stated | 3.40% | Not ZIP-priced | −1.08% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| EverBank Performance® CDs | standard | 12 months | Not stated | 3.50% | Not ZIP-priced | −1.07% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| CDARS® CDs | standard | 12 months | Not stated | 2.87% | Not ZIP-priced | −1.70% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| EverBank Performance® CDs | standard | 13 months | Not stated | 4.10% | Not ZIP-priced | −0.50% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| EverBank Performance® CDs | standard | 18 months | Not stated | 3.40% | Not ZIP-priced | −1.32% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| EverBank Performance® CDs | standard | 24 months | Not stated | 4.35% | Not ZIP-priced | −0.52% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| CDARS® CDs | standard | 24 months | Not stated | 3.57% | Not ZIP-priced | −1.30% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| EverBank Performance® CDs | standard | 25 months | Not stated | 3.65% | Not ZIP-priced | −1.22% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| EverBank Performance® CDs | standard | 30 months | Not stated | 3.40% | Not ZIP-priced | −1.51% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| EverBank Performance® CDs | standard | 36 months | Not stated | 3.40% | Not ZIP-priced | −1.55% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| CDARS® CDs | standard | 36 months | Not stated | 3.22% | Not ZIP-priced | −1.73% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| 3.5-Year Bump Rate CD | standard | 42 months | Not stated | 3.40% | Not ZIP-priced | −1.57% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| EverBank Performance® CDs | standard | 48 months | Not stated | 3.40% | Not ZIP-priced | −1.58% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |
| EverBank Performance® CDs | standard | 60 months | Not stated | 3.40% | Not ZIP-priced | −1.61% | 2026-10-22T10:57:52.000Z | [Snapshot 245](https://apyledger.com/snapshots/245) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.