# Fifth Third Bank CD rates

As of October 22, 2026, Fifth Third Bank's best CD rate for ZIP 33602 (Tampa, FL) is 4.15% APY on a 13-month promotional CD ($5,000 minimum). That is 2.4 times the FDIC national average for 12-month CDs (1.76%). Rates vary by location — from 3.50% to 4.15% APY across the 3 ZIP codes we checked.

Canonical page: https://apyledger.com/cd-rates/fifth-third-bank
Institution: Fifth Third Bank, National Association (FDIC 6672)
Aliases: Fifth Third, 53 Bank, Comerica Bank
Status: live
Last verified: 2026-10-22T10:34:05.000Z (October 22, 2026)
Official source: https://secure.53.com/openconsumer/rates.html?productType=cd
Coverage: Featured promotional CD quotes are specific to the market of each ZIP code checked; standard CDs (0.01% APY at the time of checking) are not listed. Comerica Bank merged into Fifth Third on February 1, 2026.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 3 Month CD Promo | promotional | 3 months | $5,000 | 3.30% | ZIP 33602 (Tampa, FL) | −1.00% | 2026-10-22T10:33:42.000Z | [Snapshot 229](https://apyledger.com/snapshots/229) |
| 7 Month CD Promo | promotional | 7 months | $5,000 | 3.90% | ZIP 33602 (Tampa, FL) | −0.53% | 2026-10-22T10:33:42.000Z | [Snapshot 229](https://apyledger.com/snapshots/229) |
| 13 Month CD Promo | promotional | 13 months | $5,000 | 4.15% | ZIP 33602 (Tampa, FL) | −0.45% | 2026-10-22T10:33:42.000Z | [Snapshot 229](https://apyledger.com/snapshots/229) |
| 24 Month CD Promo | promotional | 24 months | $5,000 | 3.25% | ZIP 33602 (Tampa, FL) | −1.62% | 2026-10-22T10:33:42.000Z | [Snapshot 229](https://apyledger.com/snapshots/229) |
| 3 Month CD Promo | promotional | 3 months | $5,000 | 3.00% | ZIP 45202 (Cincinnati, OH) | −1.29% | 2026-10-22T10:33:54.000Z | [Snapshot 231](https://apyledger.com/snapshots/231) |
| 7 Month CD Promo | promotional | 7 months | $5,000 | 3.20% | ZIP 45202 (Cincinnati, OH) | −1.23% | 2026-10-22T10:33:54.000Z | [Snapshot 231](https://apyledger.com/snapshots/231) |
| 13 Month CD Promo | promotional | 13 months | $5,000 | 3.40% | ZIP 45202 (Cincinnati, OH) | −1.20% | 2026-10-22T10:33:54.000Z | [Snapshot 231](https://apyledger.com/snapshots/231) |
| 24 Month CD Promo | promotional | 24 months | $5,000 | 3.50% | ZIP 45202 (Cincinnati, OH) | −1.37% | 2026-10-22T10:33:54.000Z | [Snapshot 231](https://apyledger.com/snapshots/231) |
| 3 Month CD Promo | promotional | 3 months | $5,000 | 3.00% | ZIP 60603 (Chicago, IL) | −1.29% | 2026-10-22T10:34:05.000Z | [Snapshot 235](https://apyledger.com/snapshots/235) |
| 7 Month CD Promo | promotional | 7 months | $5,000 | 3.40% | ZIP 60603 (Chicago, IL) | −1.03% | 2026-10-22T10:34:05.000Z | [Snapshot 235](https://apyledger.com/snapshots/235) |
| 13 Month CD Promo | promotional | 13 months | $5,000 | 3.75% | ZIP 60603 (Chicago, IL) | −0.85% | 2026-10-22T10:34:05.000Z | [Snapshot 235](https://apyledger.com/snapshots/235) |
| 24 Month CD Promo | promotional | 24 months | $5,000 | 3.25% | ZIP 60603 (Chicago, IL) | −1.62% | 2026-10-22T10:34:05.000Z | [Snapshot 235](https://apyledger.com/snapshots/235) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.