# First Commonwealth Bank CD rates

As of October 22, 2026, First Commonwealth Bank's best CD rate for Pittsburgh, PA is 4.25% APY on a 15-month promotional CD ($10,000 minimum). That is 2.4 times the FDIC national average for 12-month CDs (1.76%). The best rate was 4.25% APY in all 5 cities checked. ZIP codes identify sample cities; these are city/state quotes.

Canonical page: https://apyledger.com/cd-rates/first-commonwealth-bank
Institution: First Commonwealth Bank (FDIC 7468)
Aliases: 
Status: live
Last verified: 2026-10-22T13:08:01.000Z (October 22, 2026)
Official source: https://www.fcbanking.com/resources/rates/
Coverage: Promotional CDs only, quoted separately for five Ohio and Pennsylvania markets. New money required; renewals are excluded. The source describes the short promotion as both 9 months and 270 days; the contractual 270-day term applies. See the source for offer dates and deposit limits.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 270 Day Certificate of Deposit (CD) promotion | promotional | 270 days | $10,000 | 4.10% | Pittsburgh, PA (sample ZIP 15222) | −0.38% | 2026-10-22T13:07:27.000Z | [Snapshot 269](https://apyledger.com/snapshots/269) |
| 15 Month Certificate of Deposit (CD) promotion | promotional | 15 months | $10,000 | 4.25% | Pittsburgh, PA (sample ZIP 15222) | −0.40% | 2026-10-22T13:07:27.000Z | [Snapshot 269](https://apyledger.com/snapshots/269) |
| 270 Day Certificate of Deposit (CD) | promotional | 270 days | $10,000 | 4.10% | Indiana, PA (sample ZIP 15701) | −0.38% | 2026-10-22T13:07:36.000Z | [Snapshot 271](https://apyledger.com/snapshots/271) |
| 15 Month Certificate of Deposit (CD) | promotional | 15 months | $10,000 | 4.25% | Indiana, PA (sample ZIP 15701) | −0.40% | 2026-10-22T13:07:36.000Z | [Snapshot 271](https://apyledger.com/snapshots/271) |
| 270 Day Certificate of Deposit (CD) promotion | promotional | 270 days | $10,000 | 4.10% | Harrisburg, PA (sample ZIP 17101) | −0.38% | 2026-10-22T13:07:45.000Z | [Snapshot 272](https://apyledger.com/snapshots/272) |
| 15 Month Certificate of Deposit (CD) promotion | promotional | 15 months | $10,000 | 4.25% | Harrisburg, PA (sample ZIP 17101) | −0.40% | 2026-10-22T13:07:45.000Z | [Snapshot 272](https://apyledger.com/snapshots/272) |
| 270 Day Certificate of Deposit (CD) | promotional | 270 days | $10,000 | 4.10% | Columbus, OH (sample ZIP 43215) | −0.38% | 2026-10-22T13:07:54.000Z | [Snapshot 273](https://apyledger.com/snapshots/273) |
| 15 Month Certificate of Deposit (CD) | promotional | 15 months | $10,000 | 4.25% | Columbus, OH (sample ZIP 43215) | −0.40% | 2026-10-22T13:07:54.000Z | [Snapshot 273](https://apyledger.com/snapshots/273) |
| 270 Day Certificate of Deposit (CD) promotion | promotional | 270 days | $10,000 | 4.10% | Cincinnati, OH (sample ZIP 45202) | −0.38% | 2026-10-22T13:08:01.000Z | [Snapshot 274](https://apyledger.com/snapshots/274) |
| 15 Month Certificate of Deposit (CD) promotion | promotional | 15 months | $10,000 | 4.25% | Cincinnati, OH (sample ZIP 45202) | −0.40% | 2026-10-22T13:08:01.000Z | [Snapshot 274](https://apyledger.com/snapshots/274) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.