# First County Bank (Connecticut) CD rates

As of October 22, 2026, First County Bank (Connecticut)'s highest tracked CD rate is 4.35% APY on a 14-month CD ($1,000 minimum). That is 2.5 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 0.15% to 4.35% APY.

Canonical page: https://apyledger.com/cd-rates/first-county-bank-connecticut
Institution: First County Bank (FDIC 18204)
Aliases: 
Status: live
Last verified: 2026-10-23T01:40:27.000Z (October 22, 2026)
Official source: https://firstcountybank.com/interest-rates/
Coverage: Personal CDs from 60 days to 60 months with a $1,000 minimum daily balance, including No Penalty, Easy-Out and Bump Rate CDs. The 3-month and 14-month offers require new funds. IRA and tax-deferred products are excluded. Early withdrawal penalties apply except under the quoted No Penalty conditions.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 60 Day CD | standard | 60 days | $1,000 | 2.75% | Not ZIP-priced | −1.45% | 2026-10-23T01:40:27.000Z | [Snapshot 590](https://apyledger.com/snapshots/590) |
| 3 Month CD | standard | 3 months | $1,000 | 4.00% | Not ZIP-priced | −0.29% | 2026-10-23T01:40:27.000Z | [Snapshot 590](https://apyledger.com/snapshots/590) |
| 6 Month CD | standard | 6 months | $1,000 | 2.75% | Not ZIP-priced | −1.65% | 2026-10-23T01:40:27.000Z | [Snapshot 590](https://apyledger.com/snapshots/590) |
| 11 Month No Penalty CD | standard | 11 months | $1,000 | 3.50% | Not ZIP-priced | −1.04% | 2026-10-23T01:40:27.000Z | [Snapshot 590](https://apyledger.com/snapshots/590) |
| 12 Month CD | standard | 12 months | $1,000 | 0.15% | Not ZIP-priced | −4.42% | 2026-10-23T01:40:27.000Z | [Snapshot 590](https://apyledger.com/snapshots/590) |
| 13 Month CD | standard | 13 months | $1,000 | 1.75% | Not ZIP-priced | −2.85% | 2026-10-23T01:40:27.000Z | [Snapshot 590](https://apyledger.com/snapshots/590) |
| 14 Month Easy-Out CD | standard | 14 months | $1,000 | 4.35% | Not ZIP-priced | −0.27% | 2026-10-23T01:40:27.000Z | [Snapshot 590](https://apyledger.com/snapshots/590) |
| 15 Month CD | standard | 15 months | $1,000 | 1.00% | Not ZIP-priced | −3.65% | 2026-10-23T01:40:27.000Z | [Snapshot 590](https://apyledger.com/snapshots/590) |
| 18 Month No Penalty CD | standard | 18 months | $1,000 | 3.65% | Not ZIP-priced | −1.07% | 2026-10-23T01:40:27.000Z | [Snapshot 590](https://apyledger.com/snapshots/590) |
| 18 Month CD | standard | 18 months | $1,000 | 2.75% | Not ZIP-priced | −1.97% | 2026-10-23T01:40:27.000Z | [Snapshot 590](https://apyledger.com/snapshots/590) |
| 18 Month Bump Rate CD | standard | 18 months | $1,000 | 0.30% | Not ZIP-priced | −4.42% | 2026-10-23T01:40:27.000Z | [Snapshot 590](https://apyledger.com/snapshots/590) |
| 24 Month CD | standard | 24 months | $1,000 | 3.00% | Not ZIP-priced | −1.87% | 2026-10-23T01:40:27.000Z | [Snapshot 590](https://apyledger.com/snapshots/590) |
| 30 Month Bump Rate CD | standard | 30 months | $1,000 | 0.35% | Not ZIP-priced | −4.56% | 2026-10-23T01:40:27.000Z | [Snapshot 590](https://apyledger.com/snapshots/590) |
| 36 Month CD | standard | 36 months | $1,000 | 3.25% | Not ZIP-priced | −1.70% | 2026-10-23T01:40:27.000Z | [Snapshot 590](https://apyledger.com/snapshots/590) |
| 36 Month Bump Rate CD | standard | 36 months | $1,000 | 0.40% | Not ZIP-priced | −4.55% | 2026-10-23T01:40:27.000Z | [Snapshot 590](https://apyledger.com/snapshots/590) |
| 48 Month CD | standard | 48 months | $1,000 | 0.50% | Not ZIP-priced | −4.48% | 2026-10-23T01:40:27.000Z | [Snapshot 590](https://apyledger.com/snapshots/590) |
| 60 Month CD | standard | 60 months | $1,000 | 0.55% | Not ZIP-priced | −4.46% | 2026-10-23T01:40:27.000Z | [Snapshot 590](https://apyledger.com/snapshots/590) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.