# First Harrison Bank CD rates

As of October 22, 2026, First Harrison Bank's highest tracked CD rate is 4.11% APY on a 23-month promotional CD ($2,500 minimum). That is 2.7 times the FDIC national average for 24-month CDs (1.55%).

Canonical page: https://apyledger.com/cd-rates/first-harrison-bank
Institution: First Harrison Bank (FDIC 31223)
Aliases: 
Status: live
Last verified: 2026-10-23T03:19:30.000Z (October 22, 2026)
Official source: https://www.firstharrison.com/certificates-of-deposit-cds
Coverage: CD specials (7, 15 and 23 months) with a $2,500 minimum. Early withdrawal penalties apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 7-Month CD Special | promotional | 7 months | $2,500 | 3.89% | Not ZIP-priced | −0.54% | 2026-10-23T03:19:30.000Z | [Snapshot 947](https://apyledger.com/snapshots/947) |
| 15-Month CD Special | promotional | 15 months | $2,500 | 4.01% | Not ZIP-priced | −0.64% | 2026-10-23T03:19:30.000Z | [Snapshot 947](https://apyledger.com/snapshots/947) |
| 23-Month CD Special | promotional | 23 months | $2,500 | 4.11% | Not ZIP-priced | −0.73% | 2026-10-23T03:19:30.000Z | [Snapshot 947](https://apyledger.com/snapshots/947) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.