# First Hawaiian Bank CD rates

As of October 22, 2026, First Hawaiian Bank's highest tracked CD rate is 3.25% APY on a 6-month promotional CD ($150,000 minimum). That is 2.3 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 0.03% to 0.30% APY.

Canonical page: https://apyledger.com/cd-rates/first-hawaiian-bank
Institution: First Hawaiian Bank (FDIC 17985)
Aliases: FHB
Status: live
Last verified: 2026-10-23T03:50:09.000Z (October 22, 2026)
Official source: https://www.fhb.com/en/rates/savings-cds
Coverage: In-branch CD promotions (a First Hawaiian checking account required), standard and jumbo in-branch CDs, and Online CDs, with a $1,000 minimum; higher Priority CD APYs require Priority Banking. Branches also operate in Guam and Saipan. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Priority Jumbo CD | relationship | 30 days | $100,000 | 0.10% | Not ZIP-priced | −4.03% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority CD | relationship | 30 days | $1,000 | 0.08% | Not ZIP-priced | −4.05% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Jumbo CD | standard | 30 days | $100,000 | 0.05% | Not ZIP-priced | −4.08% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| CD | standard | 30 days | $1,000 | 0.03% | Not ZIP-priced | −4.10% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Promotional Priority CD | promotional | 3 months | $1,000 | 3.00% | Not ZIP-priced | −1.29% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Promotional CD | promotional | 3 months | $1,000 | 2.95% | Not ZIP-priced | −1.34% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority Jumbo CD | relationship | 3 months | $100,000 | 0.13% | Not ZIP-priced | −4.17% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority CD | relationship | 3 months | $1,000 | 0.08% | Not ZIP-priced | −4.21% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Jumbo CD | standard | 3 months | $100,000 | 0.08% | Not ZIP-priced | −4.21% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| CD | standard | 3 months | $1,000 | 0.03% | Not ZIP-priced | −4.26% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Promotional Priority CD | promotional | 6 months | $150,000 | 3.25% | Not ZIP-priced | −1.15% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Promotional CD | promotional | 6 months | $150,000 | 3.20% | Not ZIP-priced | −1.20% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Promotional Priority CD | promotional | 6 months | $75,000 | 3.15% | Not ZIP-priced | −1.25% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Promotional CD | promotional | 6 months | $75,000 | 3.10% | Not ZIP-priced | −1.30% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Promotional Priority CD | promotional | 6 months | $1,000 | 3.05% | Not ZIP-priced | −1.35% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Promotional Online CD | promotional | 6 months | $1,000 | 3.05% | Not ZIP-priced | −1.35% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Promotional CD | promotional | 6 months | $1,000 | 3.00% | Not ZIP-priced | −1.40% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority Jumbo CD | relationship | 6 months | $100,000 | 0.13% | Not ZIP-priced | −4.27% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority CD | relationship | 6 months | $1,000 | 0.08% | Not ZIP-priced | −4.32% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Jumbo CD | standard | 6 months | $100,000 | 0.08% | Not ZIP-priced | −4.32% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Online CD | standard | 6 months | $1,000 | 0.06% | Not ZIP-priced | −4.34% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| CD | standard | 6 months | $1,000 | 0.03% | Not ZIP-priced | −4.37% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority Jumbo CD | relationship | 9 months | $100,000 | 0.14% | Not ZIP-priced | −4.34% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority CD | relationship | 9 months | $1,000 | 0.09% | Not ZIP-priced | −4.39% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Online CD | standard | 9 months | $1,000 | 0.09% | Not ZIP-priced | −4.39% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Jumbo CD | standard | 9 months | $100,000 | 0.09% | Not ZIP-priced | −4.39% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| CD | standard | 9 months | $1,000 | 0.04% | Not ZIP-priced | −4.44% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Promotional Priority CD | promotional | 12 months | $1,000 | 2.90% | Not ZIP-priced | −1.67% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Promotional Online CD | promotional | 12 months | $1,000 | 2.90% | Not ZIP-priced | −1.67% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Promotional CD | promotional | 12 months | $1,000 | 2.85% | Not ZIP-priced | −1.72% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority Jumbo CD | relationship | 12 months | $100,000 | 0.15% | Not ZIP-priced | −4.42% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority CD | relationship | 12 months | $1,000 | 0.10% | Not ZIP-priced | −4.47% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Online CD | standard | 12 months | $1,000 | 0.10% | Not ZIP-priced | −4.47% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Jumbo CD | standard | 12 months | $100,000 | 0.10% | Not ZIP-priced | −4.47% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| CD | standard | 12 months | $1,000 | 0.05% | Not ZIP-priced | −4.52% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority Jumbo CD | relationship | 18 months | $100,000 | 0.17% | Not ZIP-priced | −4.55% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority CD | relationship | 18 months | $1,000 | 0.12% | Not ZIP-priced | −4.60% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Online CD | standard | 18 months | $1,000 | 0.12% | Not ZIP-priced | −4.60% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Jumbo CD | standard | 18 months | $100,000 | 0.12% | Not ZIP-priced | −4.60% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| CD | standard | 18 months | $1,000 | 0.07% | Not ZIP-priced | −4.65% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority Jumbo CD | relationship | 24 months | $100,000 | 0.18% | Not ZIP-priced | −4.69% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority CD | relationship | 24 months | $1,000 | 0.13% | Not ZIP-priced | −4.74% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Online CD | standard | 24 months | $1,000 | 0.13% | Not ZIP-priced | −4.74% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Jumbo CD | standard | 24 months | $100,000 | 0.13% | Not ZIP-priced | −4.74% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| CD | standard | 24 months | $1,000 | 0.08% | Not ZIP-priced | −4.79% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority Jumbo CD | relationship | 36 months | $100,000 | 0.20% | Not ZIP-priced | −4.75% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority CD | relationship | 36 months | $1,000 | 0.15% | Not ZIP-priced | −4.80% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Online CD | standard | 36 months | $1,000 | 0.15% | Not ZIP-priced | −4.80% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Jumbo CD | standard | 36 months | $100,000 | 0.15% | Not ZIP-priced | −4.80% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| CD | standard | 36 months | $1,000 | 0.10% | Not ZIP-priced | −4.85% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority Jumbo CD | relationship | 48 months | $100,000 | 0.35% | Not ZIP-priced | −4.63% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority CD | relationship | 48 months | $1,000 | 0.30% | Not ZIP-priced | −4.68% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Jumbo CD | standard | 48 months | $100,000 | 0.30% | Not ZIP-priced | −4.68% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| CD | standard | 48 months | $1,000 | 0.25% | Not ZIP-priced | −4.73% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority Jumbo CD | relationship | 60 months | $100,000 | 0.35% | Not ZIP-priced | −4.66% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Priority CD | relationship | 60 months | $1,000 | 0.30% | Not ZIP-priced | −4.71% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| Jumbo CD | standard | 60 months | $100,000 | 0.30% | Not ZIP-priced | −4.71% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |
| CD | standard | 60 months | $1,000 | 0.25% | Not ZIP-priced | −4.76% | 2026-10-23T03:50:09.000Z | [Snapshot 983](https://apyledger.com/snapshots/983) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.