# First PREMIER Bank CD rates

As of October 22, 2026, First PREMIER Bank's highest tracked CD rate is 4.25% APY on a 57-month promotional CD ($10,000 minimum). That is 3.0 times the FDIC national average for 60-month CDs (1.41%). Standard CD rates range from 2.99% to 3.25% APY.

Canonical page: https://apyledger.com/cd-rates/first-premier-bank
Institution: First PREMIER Bank (FDIC 6085)
Aliases: 
Status: live
Last verified: 2026-10-23T03:01:46.000Z (October 22, 2026)
Official source: https://www.firstpremier.com/en/personal/savings-and-cds/certificates-of-deposit
Coverage: CD specials (7 to 57 months) and standard CDs from 30 days to 72 months. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Reward CD | relationship | 30 days | $500 | 3.24% | Not ZIP-priced | −0.89% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| Standard CD | standard | 30 days | $500 | 2.99% | Not ZIP-priced | −1.14% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| Reward CD | relationship | 6 months | $500 | 3.27% | Not ZIP-priced | −1.13% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| Standard CD | standard | 6 months | $500 | 3.02% | Not ZIP-priced | −1.38% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| CD Special | promotional | 7 months | $10,000 | 3.78% | Not ZIP-priced | −0.65% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| Reward CD | relationship | 12 months | $500 | 3.30% | Not ZIP-priced | −1.27% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| Standard CD | standard | 12 months | $500 | 3.05% | Not ZIP-priced | −1.52% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| CD Special | promotional | 17 months | $10,000 | 4.01% | Not ZIP-priced | −0.68% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| Reward CD | relationship | 24 months | $500 | 3.30% | Not ZIP-priced | −1.57% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| Standard CD | standard | 24 months | $500 | 3.10% | Not ZIP-priced | −1.77% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| CD Special | promotional | 33 months | $10,000 | 4.06% | Not ZIP-priced | −0.87% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| Reward CD | relationship | 36 months | $500 | 3.35% | Not ZIP-priced | −1.60% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| Standard CD | standard | 36 months | $500 | 3.15% | Not ZIP-priced | −1.80% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| CD Special | promotional | 45 months | $10,000 | 4.15% | Not ZIP-priced | −0.82% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| Reward CD | relationship | 48 months | $500 | 3.40% | Not ZIP-priced | −1.58% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| Standard CD | standard | 48 months | $500 | 3.20% | Not ZIP-priced | −1.78% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| CD Special | promotional | 57 months | $10,000 | 4.25% | Not ZIP-priced | −0.75% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| Reward CD | relationship | 60 months | $500 | 3.45% | Not ZIP-priced | −1.56% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |
| Standard CD | standard | 60 months | $500 | 3.25% | Not ZIP-priced | −1.76% | 2026-10-23T03:01:46.000Z | [Snapshot 915](https://apyledger.com/snapshots/915) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.