# Firstmark Credit Union CD and share certificate rates

As of October 22, 2026, Firstmark Credit Union's highest tracked CD (share certificate) rate is 3.85% APY on an 11-month promotional CD ($500 minimum). That is 2.2 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 3.25% to 3.50% APY.

Canonical page: https://apyledger.com/cd-rates/firstmark-credit-union
Institution: Firstmark Credit Union (NCUA 62509)
Aliases: 
Status: live
Last verified: 2026-10-23T02:10:01.000Z (October 22, 2026)
Official source: https://www.firstmarkcu.org/current-rates/
Coverage: Membership required. Share certificates from 6 months to 5 years, including 7- and 11-month promotions. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Youth CD | special | 6 months | $100 | 3.25% | Not ZIP-priced | −1.15% | 2026-10-23T02:10:01.000Z | [Snapshot 848](https://apyledger.com/snapshots/848) |
| Regular CD | standard | 6 months | $500 | 3.25% | Not ZIP-priced | −1.15% | 2026-10-23T02:10:01.000Z | [Snapshot 848](https://apyledger.com/snapshots/848) |
| Regular CD | promotional | 7 months | $500 | 3.60% | Not ZIP-priced | −0.83% | 2026-10-23T02:10:01.000Z | [Snapshot 848](https://apyledger.com/snapshots/848) |
| Regular CD | promotional | 11 months | $500 | 3.85% | Not ZIP-priced | −0.69% | 2026-10-23T02:10:01.000Z | [Snapshot 848](https://apyledger.com/snapshots/848) |
| Youth CD | special | 12 months | $100 | 3.50% | Not ZIP-priced | −1.07% | 2026-10-23T02:10:01.000Z | [Snapshot 848](https://apyledger.com/snapshots/848) |
| Regular CD | standard | 12 months | $500 | 3.50% | Not ZIP-priced | −1.07% | 2026-10-23T02:10:01.000Z | [Snapshot 848](https://apyledger.com/snapshots/848) |
| Flex CD | standard | 12 months | $250 | 3.35% | Not ZIP-priced | −1.22% | 2026-10-23T02:10:01.000Z | [Snapshot 848](https://apyledger.com/snapshots/848) |
| Regular CD | standard | 18 months | $500 | 3.45% | Not ZIP-priced | −1.27% | 2026-10-23T02:10:01.000Z | [Snapshot 848](https://apyledger.com/snapshots/848) |
| Regular CD | standard | 24 months | $500 | 3.30% | Not ZIP-priced | −1.57% | 2026-10-23T02:10:01.000Z | [Snapshot 848](https://apyledger.com/snapshots/848) |
| Regular CD | standard | 36 months | $500 | 3.35% | Not ZIP-priced | −1.60% | 2026-10-23T02:10:01.000Z | [Snapshot 848](https://apyledger.com/snapshots/848) |
| Regular CD | standard | 60 months | $500 | 3.40% | Not ZIP-priced | −1.61% | 2026-10-23T02:10:01.000Z | [Snapshot 848](https://apyledger.com/snapshots/848) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.