# Fremont Bank CD rates

As of October 22, 2026, Fremont Bank's highest tracked CD rate is 3.30% APY on a 9-month CD ($2,500 minimum). That is 2.4 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 0.25% to 3.30% APY.

Canonical page: https://apyledger.com/cd-rates/fremont-bank
Institution: Fremont Bank (FDIC 19222)
Aliases: 
Status: live
Last verified: 2026-10-23T01:41:09.000Z (October 22, 2026)
Official source: https://www.fremontbank.com/personal/savings/certificate-of-deposits/rates
Coverage: Standard personal CDs only, with a $2,500 minimum and separately selected $2,500, $50,000 and $100,000 balance tiers. Promotional and Premier relationship CDs are excluded. Early withdrawal penalties apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | standard | 1 month | $100,000 | 0.75% | Not ZIP-priced | −3.38% | 2026-10-23T01:41:09.000Z | [Snapshot 605](https://apyledger.com/snapshots/605) |
| Certificate of Deposit | standard | 1 month | $50,000 | 0.50% | Not ZIP-priced | −3.63% | 2026-10-23T01:41:09.000Z | [Snapshot 604](https://apyledger.com/snapshots/604) |
| Certificate of Deposit | standard | 1 month | $2,500 | 0.25% | Not ZIP-priced | −3.88% | 2026-10-23T01:41:09.000Z | [Snapshot 603](https://apyledger.com/snapshots/603) |
| Certificate of Deposit | standard | 3 months | $2,500 | 3.25% | Not ZIP-priced | −1.04% | 2026-10-23T01:41:09.000Z | [Snapshot 603](https://apyledger.com/snapshots/603) |
| Certificate of Deposit | standard | 3 months | $50,000 | 3.25% | Not ZIP-priced | −1.04% | 2026-10-23T01:41:09.000Z | [Snapshot 604](https://apyledger.com/snapshots/604) |
| Certificate of Deposit | standard | 3 months | $100,000 | 3.25% | Not ZIP-priced | −1.04% | 2026-10-23T01:41:09.000Z | [Snapshot 605](https://apyledger.com/snapshots/605) |
| Certificate of Deposit | standard | 6 months | $2,500 | 3.00% | Not ZIP-priced | −1.40% | 2026-10-23T01:41:09.000Z | [Snapshot 603](https://apyledger.com/snapshots/603) |
| Certificate of Deposit | standard | 6 months | $50,000 | 3.00% | Not ZIP-priced | −1.40% | 2026-10-23T01:41:09.000Z | [Snapshot 604](https://apyledger.com/snapshots/604) |
| Certificate of Deposit | standard | 6 months | $100,000 | 3.00% | Not ZIP-priced | −1.40% | 2026-10-23T01:41:09.000Z | [Snapshot 605](https://apyledger.com/snapshots/605) |
| Certificate of Deposit | standard | 9 months | $2,500 | 3.30% | Not ZIP-priced | −1.18% | 2026-10-23T01:41:09.000Z | [Snapshot 603](https://apyledger.com/snapshots/603) |
| Certificate of Deposit | standard | 9 months | $50,000 | 3.30% | Not ZIP-priced | −1.18% | 2026-10-23T01:41:09.000Z | [Snapshot 604](https://apyledger.com/snapshots/604) |
| Certificate of Deposit | standard | 9 months | $100,000 | 3.30% | Not ZIP-priced | −1.18% | 2026-10-23T01:41:09.000Z | [Snapshot 605](https://apyledger.com/snapshots/605) |
| Certificate of Deposit | standard | 12 months | $100,000 | 1.75% | Not ZIP-priced | −2.82% | 2026-10-23T01:41:09.000Z | [Snapshot 605](https://apyledger.com/snapshots/605) |
| Certificate of Deposit | standard | 12 months | $50,000 | 1.50% | Not ZIP-priced | −3.07% | 2026-10-23T01:41:09.000Z | [Snapshot 604](https://apyledger.com/snapshots/604) |
| Certificate of Deposit | standard | 12 months | $2,500 | 1.25% | Not ZIP-priced | −3.32% | 2026-10-23T01:41:09.000Z | [Snapshot 603](https://apyledger.com/snapshots/603) |
| Certificate of Deposit | standard | 18 months | $100,000 | 1.75% | Not ZIP-priced | −2.97% | 2026-10-23T01:41:09.000Z | [Snapshot 605](https://apyledger.com/snapshots/605) |
| Certificate of Deposit | standard | 18 months | $50,000 | 1.50% | Not ZIP-priced | −3.22% | 2026-10-23T01:41:09.000Z | [Snapshot 604](https://apyledger.com/snapshots/604) |
| Certificate of Deposit | standard | 18 months | $2,500 | 1.25% | Not ZIP-priced | −3.47% | 2026-10-23T01:41:09.000Z | [Snapshot 603](https://apyledger.com/snapshots/603) |
| Certificate of Deposit | standard | 24 months | $100,000 | 1.75% | Not ZIP-priced | −3.12% | 2026-10-23T01:41:09.000Z | [Snapshot 605](https://apyledger.com/snapshots/605) |
| Certificate of Deposit | standard | 24 months | $50,000 | 1.50% | Not ZIP-priced | −3.37% | 2026-10-23T01:41:09.000Z | [Snapshot 604](https://apyledger.com/snapshots/604) |
| Certificate of Deposit | standard | 24 months | $2,500 | 1.25% | Not ZIP-priced | −3.62% | 2026-10-23T01:41:09.000Z | [Snapshot 603](https://apyledger.com/snapshots/603) |
| Certificate of Deposit | standard | 36 months | $100,000 | 1.75% | Not ZIP-priced | −3.20% | 2026-10-23T01:41:09.000Z | [Snapshot 605](https://apyledger.com/snapshots/605) |
| Certificate of Deposit | standard | 36 months | $50,000 | 1.50% | Not ZIP-priced | −3.45% | 2026-10-23T01:41:09.000Z | [Snapshot 604](https://apyledger.com/snapshots/604) |
| Certificate of Deposit | standard | 36 months | $2,500 | 1.25% | Not ZIP-priced | −3.70% | 2026-10-23T01:41:09.000Z | [Snapshot 603](https://apyledger.com/snapshots/603) |
| Certificate of Deposit | standard | 48 months | $100,000 | 1.75% | Not ZIP-priced | −3.23% | 2026-10-23T01:41:09.000Z | [Snapshot 605](https://apyledger.com/snapshots/605) |
| Certificate of Deposit | standard | 48 months | $50,000 | 1.50% | Not ZIP-priced | −3.48% | 2026-10-23T01:41:09.000Z | [Snapshot 604](https://apyledger.com/snapshots/604) |
| Certificate of Deposit | standard | 48 months | $2,500 | 1.25% | Not ZIP-priced | −3.73% | 2026-10-23T01:41:09.000Z | [Snapshot 603](https://apyledger.com/snapshots/603) |
| Certificate of Deposit | standard | 60 months | $100,000 | 1.75% | Not ZIP-priced | −3.26% | 2026-10-23T01:41:09.000Z | [Snapshot 605](https://apyledger.com/snapshots/605) |
| Certificate of Deposit | standard | 60 months | $50,000 | 1.50% | Not ZIP-priced | −3.51% | 2026-10-23T01:41:09.000Z | [Snapshot 604](https://apyledger.com/snapshots/604) |
| Certificate of Deposit | standard | 60 months | $2,500 | 1.25% | Not ZIP-priced | −3.76% | 2026-10-23T01:41:09.000Z | [Snapshot 603](https://apyledger.com/snapshots/603) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.