# Fulton Bank CD rates

As of October 22, 2026, Fulton Bank's highest CD rate is 4.00% APY on a 7-month promotional CD ($10,000 minimum). That is 2.9 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 0.70% to 3.35% APY.

Canonical page: https://apyledger.com/cd-rates/fulton-bank
Institution: Fulton Bank, National Association (FDIC 7551)
Aliases: Fulton
Status: live
Last verified: 2026-10-22T07:24:02.000Z (October 22, 2026)
Official source: https://www.fultonbank.com/Rates
Coverage: Rates shown are the standard and promotional rates published on Fulton Bank’s rate page. Preferred pricing may require a qualifying relationship; confirm availability with the bank.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | standard | 3 months | $1,000 | 0.70% | Not ZIP-priced | −3.59% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| Certificate of Deposit Promo - New Money | promotional | 4 months | $10,000 | 3.80% | Not ZIP-priced | −0.59% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| Certificate of Deposit | standard | 6 months | $1,000 | 0.70% | Not ZIP-priced | −3.70% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| Certificate of Deposit Promo - New Money | promotional | 7 months | $10,000 | 4.00% | Not ZIP-priced | −0.43% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| 9-Month No Penalty CD | standard | 9 months | $1,000 | 3.35% | Not ZIP-priced | −1.13% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| Certificate of Deposit | standard | 9 months | $1,000 | 0.70% | Not ZIP-priced | −3.78% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| 12-Month Variable Rate CD | standard | 12 months | $1,000 | 0.70% | Not ZIP-priced | −3.87% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| 12-Month Variable Rate CD | standard | 12 months | $1,000 | 0.70% | Not ZIP-priced | −3.87% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| Certificate of Deposit Promo | promotional | 13 months | $1,000 | 3.60% | Not ZIP-priced | −1.00% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| Certificate of Deposit | standard | 15 months | $1,000 | 0.95% | Not ZIP-priced | −3.70% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| Certificate of Deposit | standard | 18 months | $1,000 | 0.95% | Not ZIP-priced | −3.77% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| Certificate of Deposit | standard | 24 months | $1,000 | 0.95% | Not ZIP-priced | −3.92% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| Certificate of Deposit Promo - New Money | promotional | 25 months | $10,000 | 4.00% | Not ZIP-priced | −0.87% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| Certificate of Deposit | standard | 30 months | $1,000 | 1.01% | Not ZIP-priced | −3.90% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| 36-Month Bump Up CD | promotional | 36 months | $1,000 | 3.20% | Not ZIP-priced | −1.75% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| Certificate of Deposit | standard | 36 months | $1,000 | 1.01% | Not ZIP-priced | −3.94% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| Certificate of Deposit | standard | 48 months | $1,000 | 1.01% | Not ZIP-priced | −3.97% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| Certificate of Deposit | standard | 60 months | $1,000 | 1.01% | Not ZIP-priced | −4.00% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |
| Certificate of Deposit | standard | 72 months | $1,000 | 1.01% | Not ZIP-priced | −4.04% | 2026-10-22T07:24:02.000Z | [Snapshot 156](https://apyledger.com/snapshots/156) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.