# Genesee Regional Bank CD rates

As of October 22, 2026, Genesee Regional Bank's highest tracked CD rate is 4.75% APY on a 24-month promotional CD ($500 minimum). That is 3.1 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 2.00% to 2.50% APY.

Canonical page: https://apyledger.com/cd-rates/genesee-regional-bank
Institution: Genesee Regional Bank (FDIC 26333)
Aliases: 
Status: live
Last verified: 2026-10-23T03:19:51.000Z (October 22, 2026)
Official source: https://www.grbbank.com/personal/cds-cdars/
Coverage: CDs from 7 days to 60 months with a $500 minimum, at standard and higher Elite rates; term ranges are shown at their lower bound. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Elite Certificate of Deposit | relationship | 7 days | $500 | 2.25% | Not ZIP-priced | −1.88% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Certificate of Deposit | standard | 7 days | $500 | 2.00% | Not ZIP-priced | −2.13% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Elite Certificate of Deposit | relationship | 32 days | $500 | 2.50% | Not ZIP-priced | −1.64% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Certificate of Deposit | standard | 32 days | $500 | 2.25% | Not ZIP-priced | −1.89% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| 6 Month CD Special | promotional | 6 months | $500 | 4.00% | Not ZIP-priced | −0.40% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Elite Certificate of Deposit | relationship | 6 months | $500 | 2.75% | Not ZIP-priced | −1.65% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Certificate of Deposit | standard | 6 months | $500 | 2.50% | Not ZIP-priced | −1.90% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| 12 Month CD Special | promotional | 12 months | $500 | 4.30% | Not ZIP-priced | −0.27% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Elite Certificate of Deposit | relationship | 12 months | $500 | 2.25% | Not ZIP-priced | −2.32% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Certificate of Deposit | standard | 12 months | $500 | 2.00% | Not ZIP-priced | −2.57% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Elite Certificate of Deposit | relationship | 18 months | $500 | 2.25% | Not ZIP-priced | −2.47% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Certificate of Deposit | standard | 18 months | $500 | 2.00% | Not ZIP-priced | −2.72% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| 24 Month CD Special (50% New Money) | promotional | 24 months | $500 | 4.75% | Not ZIP-priced | −0.12% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| 24 Month CD Special | promotional | 24 months | $500 | 4.50% | Not ZIP-priced | −0.37% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Elite Certificate of Deposit | relationship | 24 months | $500 | 2.25% | Not ZIP-priced | −2.62% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Certificate of Deposit | standard | 24 months | $500 | 2.00% | Not ZIP-priced | −2.87% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Elite Certificate of Deposit | relationship | 30 months | $500 | 2.25% | Not ZIP-priced | −2.66% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Certificate of Deposit | standard | 30 months | $500 | 2.00% | Not ZIP-priced | −2.91% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Elite Certificate of Deposit | relationship | 36 months | $500 | 2.25% | Not ZIP-priced | −2.70% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Certificate of Deposit | standard | 36 months | $500 | 2.00% | Not ZIP-priced | −2.95% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Elite Certificate of Deposit | relationship | 48 months | $500 | 2.25% | Not ZIP-priced | −2.73% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Certificate of Deposit | standard | 48 months | $500 | 2.00% | Not ZIP-priced | −2.98% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Elite Certificate of Deposit | relationship | 60 months | $500 | 2.25% | Not ZIP-priced | −2.76% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |
| Certificate of Deposit | standard | 60 months | $500 | 2.00% | Not ZIP-priced | −3.01% | 2026-10-23T03:19:51.000Z | [Snapshot 960](https://apyledger.com/snapshots/960) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.