# Great Lakes Credit Union (Illinois) CD and share certificate rates

As of October 22, 2026, Great Lakes Credit Union (Illinois)'s highest tracked CD (share certificate) rate is 4.25% APY on a 100-day promotional CD ($1,000 minimum). That is 3.7 times the FDIC national average for 3-month CDs (1.14%). Standard CD rates range from 0.35% to 1.75% APY.

Canonical page: https://apyledger.com/cd-rates/great-lakes-credit-union-illinois
Institution: Great Lakes Credit Union (NCUA 60238)
Aliases: 
Status: live
Last verified: 2026-10-22T16:22:30.000Z (October 22, 2026)
Official source: https://www.glcu.org/invest/certificates/share-certificates/
Coverage: Membership required. Share certificates, including 100-day and 7-month promotions ($1,000 minimum), Save to Win ($25), Jumbo ($100,000) and Super Jumbo ($250,000) certificates. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 3 mo Share Certificate | standard | 3 months | $1,000 | 0.35% | Not ZIP-priced | −3.94% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| PROMO 100 Day Share Certificate | promotional | 100 days | $1,000 | 4.25% | Not ZIP-priced | −0.07% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| 6 mo Share Certificate | standard | 6 months | $1,000 | 0.60% | Not ZIP-priced | −3.80% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| PROMO 7 mo Share Certificate | promotional | 7 months | $1,000 | 3.85% | Not ZIP-priced | −0.58% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| Super Jumbo 1 yr | standard | 12 months | $250,000 | 1.35% | Not ZIP-priced | −3.22% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| Jumbo 1 yr | standard | 12 months | $100,000 | 1.15% | Not ZIP-priced | −3.42% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| Share Certificate 1 yr (Incl. IRA) | standard | 12 months | $1,000 | 0.85% | Not ZIP-priced | −3.72% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| Save to Win 1yr | special | 12 months | $25 | 0.15% | Not ZIP-priced | −4.42% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| Super Jumbo 2 yr | standard | 24 months | $250,000 | 1.60% | Not ZIP-priced | −3.27% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| Jumbo 2 yr | standard | 24 months | $100,000 | 1.20% | Not ZIP-priced | −3.67% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| Share Certificate 2 yr (Incl. IRA) | standard | 24 months | $1,000 | 0.90% | Not ZIP-priced | −3.97% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| Super Jumbo 3 yr | standard | 36 months | $250,000 | 1.60% | Not ZIP-priced | −3.35% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| Jumbo 3 yr | standard | 36 months | $100,000 | 1.40% | Not ZIP-priced | −3.55% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| Share Certificate 3 yr (Incl. IRA) | standard | 36 months | $1,000 | 1.10% | Not ZIP-priced | −3.85% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| Super Jumbo 4 yr | standard | 48 months | $250,000 | 1.65% | Not ZIP-priced | −3.33% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| Jumbo 4 yr | standard | 48 months | $100,000 | 1.45% | Not ZIP-priced | −3.53% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| Share Certificate 4 yr (Incl. IRA) | standard | 48 months | $1,000 | 1.15% | Not ZIP-priced | −3.83% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| Super Jumbo 5 yr | standard | 60 months | $250,000 | 1.75% | Not ZIP-priced | −3.26% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| Jumbo 5 yr | standard | 60 months | $100,000 | 1.55% | Not ZIP-priced | −3.46% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |
| Share Certificate 5 yr (Incl. IRA) | standard | 60 months | $1,000 | 1.25% | Not ZIP-priced | −3.76% | 2026-10-22T16:22:30.000Z | [Snapshot 354](https://apyledger.com/snapshots/354) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.