# Hanover Community Bank CD rates

As of October 22, 2026, Hanover Community Bank's highest tracked CD rate is 4.20% APY on a 13-month CD ($500 minimum). That is 2.4 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 3.00% to 4.20% APY.

Canonical page: https://apyledger.com/cd-rates/hanover-community-bank
Institution: Hanover Community Bank (FDIC 58675)
Aliases: 
Status: live
Last verified: 2026-10-23T03:01:59.000Z (October 22, 2026)
Official source: https://hanoverbank.com/cd-rates/
Coverage: CDs from 3 to 60 months with a $500 minimum to open and earn the APY. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 3 Month CD | standard | 3 months | $500 | 3.40% | Not ZIP-priced | −0.90% | 2026-10-23T03:01:59.000Z | [Snapshot 921](https://apyledger.com/snapshots/921) |
| 6-Month CD | promotional | 6 months | $500 | 3.75% | Not ZIP-priced | −0.65% | 2026-10-23T03:01:59.000Z | [Snapshot 921](https://apyledger.com/snapshots/921) |
| 6 Month CD | standard | 6 months | $500 | 3.65% | Not ZIP-priced | −0.75% | 2026-10-23T03:01:59.000Z | [Snapshot 921](https://apyledger.com/snapshots/921) |
| 8 Month CD | standard | 8 months | $500 | 3.50% | Not ZIP-priced | −0.95% | 2026-10-23T03:01:59.000Z | [Snapshot 921](https://apyledger.com/snapshots/921) |
| 8-Month CD | promotional | 8 months | $500 | 3.40% | Not ZIP-priced | −1.05% | 2026-10-23T03:01:59.000Z | [Snapshot 921](https://apyledger.com/snapshots/921) |
| 12-Month CD | promotional | 12 months | $500 | 3.25% | Not ZIP-priced | −1.32% | 2026-10-23T03:01:59.000Z | [Snapshot 921](https://apyledger.com/snapshots/921) |
| 12 Month CD | standard | 12 months | $500 | 3.00% | Not ZIP-priced | −1.57% | 2026-10-23T03:01:59.000Z | [Snapshot 921](https://apyledger.com/snapshots/921) |
| 13 Month CD | standard | 13 months | $500 | 4.20% | Not ZIP-priced | −0.40% | 2026-10-23T03:01:59.000Z | [Snapshot 921](https://apyledger.com/snapshots/921) |
| 15 Month CD | standard | 15 months | $500 | 3.00% | Not ZIP-priced | −1.65% | 2026-10-23T03:01:59.000Z | [Snapshot 921](https://apyledger.com/snapshots/921) |
| 18 Month CD | standard | 18 months | $500 | 3.00% | Not ZIP-priced | −1.72% | 2026-10-23T03:01:59.000Z | [Snapshot 921](https://apyledger.com/snapshots/921) |
| 24 Month CD | standard | 24 months | $500 | 3.00% | Not ZIP-priced | −1.87% | 2026-10-23T03:01:59.000Z | [Snapshot 921](https://apyledger.com/snapshots/921) |
| 36 Month CD | standard | 36 months | $500 | 3.00% | Not ZIP-priced | −1.95% | 2026-10-23T03:01:59.000Z | [Snapshot 921](https://apyledger.com/snapshots/921) |
| 60 Month CD | standard | 60 months | $500 | 3.00% | Not ZIP-priced | −2.01% | 2026-10-23T03:01:59.000Z | [Snapshot 921](https://apyledger.com/snapshots/921) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.