# Honor Credit Union CD and share certificate rates

As of October 22, 2026, Honor Credit Union's highest tracked CD (share certificate) rate is 4.03% APY on an 8-month promotional CD ($1,000 minimum). That is 2.9 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 0.50% to 2.40% APY.

Canonical page: https://apyledger.com/cd-rates/honor-credit-union
Institution: Honor Credit Union (NCUA 63004)
Aliases: 
Status: live
Last verified: 2026-10-22T16:22:51.000Z (October 22, 2026)
Official source: https://www.honorcu.com/certificate-of-deposit/
Coverage: Membership required. Standard CDs, the 8-month CD special ($1,000 minimum), 12-month add-on CDs and $100,000 jumbo CDs; the general minimum is $50. Public funds are excluded. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | standard | 3 months | $50 | 0.50% | Not ZIP-priced | −3.79% | 2026-10-22T16:22:51.000Z | [Snapshot 366](https://apyledger.com/snapshots/366) |
| Certificate of Deposit | standard | 6 months | $50 | 1.25% | Not ZIP-priced | −3.15% | 2026-10-22T16:22:51.000Z | [Snapshot 366](https://apyledger.com/snapshots/366) |
| 8-Month Certificate of Deposit Special | promotional | 8 months | $1,000 | 4.03% | Not ZIP-priced | −0.42% | 2026-10-22T16:22:51.000Z | [Snapshot 366](https://apyledger.com/snapshots/366) |
| Certificate of Deposit | standard | 9 months | $50 | 1.25% | Not ZIP-priced | −3.23% | 2026-10-22T16:22:51.000Z | [Snapshot 366](https://apyledger.com/snapshots/366) |
| Jumbo Certificate of Deposit | standard | 12 months | $100,000 | 1.75% | Not ZIP-priced | −2.82% | 2026-10-22T16:22:51.000Z | [Snapshot 366](https://apyledger.com/snapshots/366) |
| 12-Month Add-On Certificate of Deposit | standard | 12 months | $50 | 1.50% | Not ZIP-priced | −3.07% | 2026-10-22T16:22:51.000Z | [Snapshot 366](https://apyledger.com/snapshots/366) |
| 12-Month Add-On Certificate of Deposit | standard | 12 months | $50 | 1.50% | Not ZIP-priced | −3.07% | 2026-10-22T16:22:51.000Z | [Snapshot 366](https://apyledger.com/snapshots/366) |
| Certificate of Deposit | standard | 18 months | $50 | 1.50% | Not ZIP-priced | −3.22% | 2026-10-22T16:22:51.000Z | [Snapshot 366](https://apyledger.com/snapshots/366) |
| Jumbo Certificate of Deposit | standard | 24 months | $100,000 | 1.85% | Not ZIP-priced | −3.02% | 2026-10-22T16:22:51.000Z | [Snapshot 366](https://apyledger.com/snapshots/366) |
| Certificate of Deposit | standard | 24 months | $50 | 1.60% | Not ZIP-priced | −3.27% | 2026-10-22T16:22:51.000Z | [Snapshot 366](https://apyledger.com/snapshots/366) |
| Certificate of Deposit | standard | 30 months | $50 | 1.60% | Not ZIP-priced | −3.31% | 2026-10-22T16:22:51.000Z | [Snapshot 366](https://apyledger.com/snapshots/366) |
| Jumbo Certificate of Deposit | standard | 36 months | $100,000 | 2.20% | Not ZIP-priced | −2.75% | 2026-10-22T16:22:51.000Z | [Snapshot 366](https://apyledger.com/snapshots/366) |
| Certificate of Deposit | standard | 36 months | $50 | 1.95% | Not ZIP-priced | −3.00% | 2026-10-22T16:22:51.000Z | [Snapshot 366](https://apyledger.com/snapshots/366) |
| Jumbo Certificate of Deposit | standard | 48 months | $100,000 | 2.30% | Not ZIP-priced | −2.68% | 2026-10-22T16:22:51.000Z | [Snapshot 366](https://apyledger.com/snapshots/366) |
| Certificate of Deposit | standard | 48 months | $50 | 2.05% | Not ZIP-priced | −2.93% | 2026-10-22T16:22:51.000Z | [Snapshot 366](https://apyledger.com/snapshots/366) |
| Jumbo Certificate of Deposit | standard | 60 months | $100,000 | 2.40% | Not ZIP-priced | −2.61% | 2026-10-22T16:22:51.000Z | [Snapshot 366](https://apyledger.com/snapshots/366) |
| Certificate of Deposit | standard | 60 months | $50 | 2.15% | Not ZIP-priced | −2.86% | 2026-10-22T16:22:51.000Z | [Snapshot 366](https://apyledger.com/snapshots/366) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.