# KS StateBank CD rates

As of October 22, 2026, KS StateBank's highest tracked CD rate is 4.75% APY on a 24-month CD ($500 minimum). That is 3.1 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 4.35% to 4.75% APY.

Canonical page: https://apyledger.com/cd-rates/ks-statebank
Institution: KS StateBank (FDIC 19899)
Aliases: 
Status: live
Last verified: 2026-10-23T03:02:04.000Z (October 22, 2026)
Official source: https://www.ksstate.bank/resources/deposit-rates
Coverage: CDs from 6 months to 7 years with a $500 minimum to open. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 6 Month CD | standard | 6 months | $500 | 4.35% | Not ZIP-priced | −0.05% | 2026-10-23T03:02:04.000Z | [Snapshot 919](https://apyledger.com/snapshots/919) |
| 1 Year CD | standard | 12 months | $500 | 4.50% | Not ZIP-priced | −0.07% | 2026-10-23T03:02:04.000Z | [Snapshot 919](https://apyledger.com/snapshots/919) |
| 2 Year CD | standard | 24 months | $500 | 4.75% | Not ZIP-priced | −0.12% | 2026-10-23T03:02:04.000Z | [Snapshot 919](https://apyledger.com/snapshots/919) |
| 3 Year CD | standard | 36 months | $500 | 4.50% | Not ZIP-priced | −0.45% | 2026-10-23T03:02:04.000Z | [Snapshot 919](https://apyledger.com/snapshots/919) |
| 4 Year CD | standard | 48 months | $500 | 4.50% | Not ZIP-priced | −0.48% | 2026-10-23T03:02:04.000Z | [Snapshot 919](https://apyledger.com/snapshots/919) |
| 5 Year CD | standard | 60 months | $500 | 4.75% | Not ZIP-priced | −0.26% | 2026-10-23T03:02:04.000Z | [Snapshot 919](https://apyledger.com/snapshots/919) |
| 7 Year CD | standard | 84 months | $500 | 4.75% | Not ZIP-priced | −0.34% | 2026-10-23T03:02:04.000Z | [Snapshot 919](https://apyledger.com/snapshots/919) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.