# Lakeside Bank (Chicago) CD rates

As of October 22, 2026, Lakeside Bank (Chicago)'s highest tracked CD rate is 4.00% APY on a 13-month CD ($2,500 minimum). That is 2.3 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 3.00% to 4.00% APY.

Canonical page: https://apyledger.com/cd-rates/lakeside-bank-chicago
Institution: Lakeside Bank (FDIC 19573)
Aliases: 
Status: live
Last verified: 2026-10-22T16:23:11.000Z (October 22, 2026)
Official source: https://www.lakesidebank.com/products-services/personal/personal-savings/certificate-of-deposit/
Coverage: Featured CD offers only (currently 91-day, 9-, 12- and 13-month terms); the minimum to open varies by CD. CDARS and other CDs are not included. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | standard | 91 days | $10,000 | 3.00% | Not ZIP-priced | −1.29% | 2026-10-22T16:23:11.000Z | [Snapshot 369](https://apyledger.com/snapshots/369) |
| Certificate of Deposit | standard | 9 months | $2,500 | 3.65% | Not ZIP-priced | −0.83% | 2026-10-22T16:23:11.000Z | [Snapshot 369](https://apyledger.com/snapshots/369) |
| Certificate of Deposit | standard | 12 months | $2,500 | 3.00% | Not ZIP-priced | −1.57% | 2026-10-22T16:23:11.000Z | [Snapshot 369](https://apyledger.com/snapshots/369) |
| Certificate of Deposit | standard | 13 months | $2,500 | 4.00% | Not ZIP-priced | −0.60% | 2026-10-22T16:23:11.000Z | [Snapshot 369](https://apyledger.com/snapshots/369) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.