# Lincoln Savings Bank CD rates

As of October 22, 2026, Lincoln Savings Bank's highest tracked CD rate is 4.00% APY on a 15-month CD ($2,500 minimum). That is 2.3 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 3.30% to 4.00% APY.

Canonical page: https://apyledger.com/cd-rates/lincoln-savings-bank
Institution: Lincoln Savings Bank (FDIC 14207)
Aliases: 
Status: live
Last verified: 2026-10-23T03:20:00.000Z (October 22, 2026)
Official source: https://www.mylsb.com/bank/personal/account-rates
Coverage: CDs from 6 to 24 months with a $2,500 minimum to open. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit (CD) | standard | 6 months | $2,500 | 3.55% | Not ZIP-priced | −0.85% | 2026-10-23T03:20:00.000Z | [Snapshot 957](https://apyledger.com/snapshots/957) |
| Certificate of Deposit (CD) | standard | 9 months | $2,500 | 3.55% | Not ZIP-priced | −0.93% | 2026-10-23T03:20:00.000Z | [Snapshot 957](https://apyledger.com/snapshots/957) |
| Certificate of Deposit (CD) | standard | 12 months | $2,500 | 3.60% | Not ZIP-priced | −0.97% | 2026-10-23T03:20:00.000Z | [Snapshot 957](https://apyledger.com/snapshots/957) |
| Certificate of Deposit (CD) | standard | 15 months | $2,500 | 4.00% | Not ZIP-priced | −0.65% | 2026-10-23T03:20:00.000Z | [Snapshot 957](https://apyledger.com/snapshots/957) |
| Certificate of Deposit (CD) | standard | 18 months | $2,500 | 3.30% | Not ZIP-priced | −1.42% | 2026-10-23T03:20:00.000Z | [Snapshot 957](https://apyledger.com/snapshots/957) |
| Certificate of Deposit (CD) | standard | 24 months | $2,500 | 3.30% | Not ZIP-priced | −1.57% | 2026-10-23T03:20:00.000Z | [Snapshot 957](https://apyledger.com/snapshots/957) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.