# Magyar Bank CD rates

As of October 22, 2026, Magyar Bank's highest tracked CD rate is 4.50% APY on a 25-month special CD ($2,500 minimum). That is 2.9 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 1.50% to 4.00% APY.

Canonical page: https://apyledger.com/cd-rates/magyar-bank
Institution: Magyar Bank (FDIC 30704)
Aliases: 
Status: live
Last verified: 2026-10-23T03:20:05.000Z (October 22, 2026)
Official source: https://www.magbank.com/rates/
Coverage: CDs from 91 days to 120 months with $1,000 or $2,500 minimums, including 9-, 14- and 25-month specials. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 91-day Open Account | standard | 91 days | $1,000 | 1.50% | Not ZIP-priced | −2.79% | 2026-10-23T03:20:05.000Z | [Snapshot 958](https://apyledger.com/snapshots/958) |
| 182-day Open Account | standard | 182 days | $1,000 | 2.00% | Not ZIP-priced | −2.40% | 2026-10-23T03:20:05.000Z | [Snapshot 958](https://apyledger.com/snapshots/958) |
| 9-Month Open Account | special | 9 months | $2,500 | 4.00% | Not ZIP-priced | −0.48% | 2026-10-23T03:20:05.000Z | [Snapshot 958](https://apyledger.com/snapshots/958) |
| 12-month Open Account | standard | 12 months | $1,000 | 2.50% | Not ZIP-priced | −2.07% | 2026-10-23T03:20:05.000Z | [Snapshot 958](https://apyledger.com/snapshots/958) |
| 14-month Open Account | special | 14 months | $2,500 | 4.40% | Not ZIP-priced | −0.22% | 2026-10-23T03:20:05.000Z | [Snapshot 958](https://apyledger.com/snapshots/958) |
| 18-month Open Account | standard | 18 months | $2,500 | 2.50% | Not ZIP-priced | −2.22% | 2026-10-23T03:20:05.000Z | [Snapshot 958](https://apyledger.com/snapshots/958) |
| 24-month Open Account | standard | 24 months | $2,500 | 3.00% | Not ZIP-priced | −1.87% | 2026-10-23T03:20:05.000Z | [Snapshot 958](https://apyledger.com/snapshots/958) |
| 25-month Open Account | special | 25 months | $2,500 | 4.50% | Not ZIP-priced | −0.37% | 2026-10-23T03:20:05.000Z | [Snapshot 958](https://apyledger.com/snapshots/958) |
| 36-month Open Account | standard | 36 months | $2,500 | 3.50% | Not ZIP-priced | −1.45% | 2026-10-23T03:20:05.000Z | [Snapshot 958](https://apyledger.com/snapshots/958) |
| 48-month Open Account | standard | 48 months | $2,500 | 3.75% | Not ZIP-priced | −1.23% | 2026-10-23T03:20:05.000Z | [Snapshot 958](https://apyledger.com/snapshots/958) |
| 60-month Open Account | standard | 60 months | $2,500 | 4.00% | Not ZIP-priced | −1.01% | 2026-10-23T03:20:05.000Z | [Snapshot 958](https://apyledger.com/snapshots/958) |
| 120-month Open Account | standard | 120 months | $2,500 | 4.00% | Not ZIP-priced | −1.20% | 2026-10-23T03:20:05.000Z | [Snapshot 958](https://apyledger.com/snapshots/958) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.