# Meredith Village Savings Bank CD rates

As of October 22, 2026, Meredith Village Savings Bank's highest tracked CD rate is 4.15% APY on an 18-month CD ($500 minimum). That is 2.7 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 0.10% to 4.15% APY.

Canonical page: https://apyledger.com/cd-rates/meredith-village-savings-bank
Institution: Meredith Village Savings Bank (FDIC 17180)
Aliases: 
Status: live
Last verified: 2026-10-22T16:23:30.000Z (October 22, 2026)
Official source: https://www.mvsb.com/personal/checking/deposit-rates/
Coverage: Published CD rates (also available as IRA CDs) from 90 days to 5 years and a 6-month Add-On CD; $500 minimum to open. The Add-On CD allows one penalty-free withdrawal after the first 7 days. Substantial early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 90 Day CD or IRA CD | standard | 90 days | $500 | 0.10% | Not ZIP-priced | −4.19% | 2026-10-22T16:23:30.000Z | [Snapshot 380](https://apyledger.com/snapshots/380) |
| 6 Month CD or IRA CD | standard | 6 months | $500 | 3.25% | Not ZIP-priced | −1.15% | 2026-10-22T16:23:30.000Z | [Snapshot 380](https://apyledger.com/snapshots/380) |
| 6 Month Add-on | standard | 6 months | $500 | 0.10% | Not ZIP-priced | −4.30% | 2026-10-22T16:23:30.000Z | [Snapshot 380](https://apyledger.com/snapshots/380) |
| 9 Month CD or IRA CD | standard | 9 months | $500 | 4.00% | Not ZIP-priced | −0.48% | 2026-10-22T16:23:30.000Z | [Snapshot 380](https://apyledger.com/snapshots/380) |
| 1 Year CD or IRA CD | standard | 12 months | $500 | 3.75% | Not ZIP-priced | −0.82% | 2026-10-22T16:23:30.000Z | [Snapshot 380](https://apyledger.com/snapshots/380) |
| 1 1/2 Year (18 Month) CD or IRA CD | standard | 18 months | $500 | 4.15% | Not ZIP-priced | −0.57% | 2026-10-22T16:23:30.000Z | [Snapshot 380](https://apyledger.com/snapshots/380) |
| 2 Year CD or IRA CD | standard | 24 months | $500 | 2.35% | Not ZIP-priced | −2.52% | 2026-10-22T16:23:30.000Z | [Snapshot 380](https://apyledger.com/snapshots/380) |
| 3 Year CD or IRA CD | standard | 36 months | $500 | 0.30% | Not ZIP-priced | −4.65% | 2026-10-22T16:23:30.000Z | [Snapshot 380](https://apyledger.com/snapshots/380) |
| 4 Year CD or IRA CD | standard | 48 months | $500 | 0.30% | Not ZIP-priced | −4.68% | 2026-10-22T16:23:30.000Z | [Snapshot 380](https://apyledger.com/snapshots/380) |
| 5 Year CD or IRA CD | standard | 60 months | $500 | 0.30% | Not ZIP-priced | −4.71% | 2026-10-22T16:23:30.000Z | [Snapshot 380](https://apyledger.com/snapshots/380) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.